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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Oakbridge, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active·50 days on market·Oakbridge

106 Ancilla Lane

Ponte Vedra Beach, FL 32082

$685,000$406/sqftEst. $3,764/mo mortgageMLS# 2163071
↓ $15,000 below original list
3
Beds
2
Baths
1,686
Sq Ft
1978
Built
2
Garage
No
Pool

2 more homes for sale in Oakbridge →Search Oakbridge on the map

FEMA Zone AEHOA $162/mo10,454 sqft lotWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Oakbridge

Peacefully situated on a quiet cul de sac in OakBridge at TPC Sawgrass, this 3 bedroom, 2 bath home offers the Ponte Vedra Beach lifestyle you've been looking for. Enjoy tranquil water views, lush surroundings and a screened porch perfect for morning coffee or relaxing evenings. Inside, the inviting floor plan features an open living space, light filled kitchen, split bedrooms and a spacious primary suite. Located within the prestigious TPC Sawgrass community and just a short walk to The Yards, with Ponte Vedra's beaches, dining and entertainment minutes from your door, this home offers an exceptional location in the heart of it all. Enjoy the best of the Sawgrass lifestyle, from world class golf and nearby beaches to the restaurants, shops and coastal charm that make Ponte Vedra so special. Whether you're looking for a full time home or a coastal retreat, 106 Ancilla Lane is an opportunity to enjoy the best of Ponte Vedra living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,764
Property taxesest. at asking price, St. Johns County$912
HOAbilled semi-annually$162
Estimated total, before insurance$4,837/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,870/yr · $406/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$685,000
$137,000
Loan Term
Monthly Payment
$3,764
Principal & Interest: $3,764
Property taxes (est.): $912
Insurance (est.): $457
Estimated Total Monthly
$5,133
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,163 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,870/yr

Estimated taxes if purchased at asking price: ~$10,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 24, 2026Price change$685,000−$15,000
  • Sep 2, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $419/sq ft; this home is listed at $406/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
601 Citrus Court, Ponte Vedra Beach, FL 32082Listed by THE LEGENDS OF REAL ESTATEOct 2026$580,000$4443/21,30510.2
103 Citrus Lane, Ponte Vedra Beach, FL 32082Listed by BEST COAST REALTY LLCSep 2026$465,000$2834/21,64270.2
74 Sanchez Drive E, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$635,000$3923/21,61900.2
97 Abalone Lane E, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVJun 2026$700,000$4293/21,631920.2
606 Alhambra Lane, Ponte Vedra Beach, FL 32082Listed by 1 PERCENT LISTS FIRST COASTJun 2026$535,000$4193/21,278260.2
569 Cockle Court, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$530,000$3524/21,50690.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$685,000
Price / Sq Ft$406
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,686
Acres0.24 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address106 Ancilla Lane, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionOakbridge
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,454.4 sq ft
Parcel Number0618060080

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Gated, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingGarage
ViewCreek/Stream
Waterfront TypeCreek

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
SecurityGated with Guard, Security Gate

Exterior

Lot DescriptionDead End Street

Additional Information

Date ListedSeptember 2, 2026
Days on Market50
HOA Fees$969 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameSawgrass Players Club Master Association
Tax Amount$4,869.79
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Oakbridge

Oakbridge is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Oakbridge homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines