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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·29 days on market

13780 Webb Road

Jacksonville, FL 32218

$685,000$204/sqftEst. $3,764/mo mortgageMLS# 2162963
↓ $10,000 below original list
3
Beds
2.5
Baths
3,351
Sq Ft
2000
Built
2
Garage
No
Pool
FEMA Zone XNo HOA3.31 acresSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Room to live, work, play and grow on 3.31 private acres! Over 3,300 sq ft of flexible living space. Picture the ultimate man cave, woodworking shop, office, gym or game room in the huge 19x25 flex space with its own half bath, dedicated AC, two 220 outlets and double doors outside. High ceilings, millwork, tile and engineered wood floors, no carpet, fresh paint, walk-in closets, lots of storage and large laundry with 2025 washer & dryer. Raised garden beds, fruit trees and wooded grounds. Follow the winding walkway to Dunn Creek 75 yards out, a fun spot to explore or build a fort. Two powered sheds: a 14x16 with its own panel, used as an exercise room and perfect for a she shed, plus a garden equipment shed. Screened, tiled back porch. 2023 roof, 2025 HVAC, 2025 water heater, 2024 softener, 2026 septic pump, generator plug. Rural feel, minutes to River City Marketplace and JAX airport. Bring your horses!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,764
Property taxesest. at asking price, Duval County$1,118
Estimated total, before insurance$4,883/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,044/yr · $754/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$685,000
$137,000
Loan Term
Monthly Payment
$3,764
Principal & Interest: $3,764
Property taxes (est.): $1,119
Insurance (est.): $457
Estimated Total Monthly
$5,340
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,105 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,044/yr

Estimated taxes if purchased at asking price: ~$13,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 21, 2026Price change$685,000−$10,000
  • Sep 24, 2026Active$695,000
  • Sep 1, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $204/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13469 Ashford Wood Court E, Jacksonville, FL 32218Listed by SOMEDAY HOMES REALTY, LLC.Jul 2026$399,000$1314/2.53,044150.4
788 Reflection Cove Road E, Jacksonville, FL 32218Listed by LANDBRIDGE REALTY GROUP LLCOct 2026$430,000$1684/2.52,5671140.6
549 Amber Creek Drive, Jacksonville, FL 32218Listed by TOTAL REALTY SOLUTIONS LLCOct 2026$432,500$1564/32,77040.7
13268 Avery Park Lane, Jacksonville, FL 32218Listed by MARK SPAIN REAL ESTATEJun 2026$390,000$1633/2.52,39520.7
13796 Sanwick Court, Jacksonville, FL 32218Listed by COMPASS FLORIDA LLCJun 2026$460,000$1644/32,812261.1
14445 Christen Drive, Jacksonville, FL 32218Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$387,000$1444/32,680411.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$685,000
Price / Sq Ft$204
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,351
Acres3.31 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address13780 Webb Road, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionCreeks Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size144,183.6 sq ft
Parcel Number1062840030

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1

Exterior

Lot DescriptionMany Trees
FencingFenced
Other StructuresShed(s), Workshop

Additional Information

Date ListedSeptember 24, 2026
Days on Market27
Tax Amount$9,044.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines