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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·22 days on market

3114 Double Oaks Drive

Jacksonville, FL 32226

$560,000$186/sqftEst. $2,990/moMLS# 2162882
5
Beds
2.5
Baths
3,016
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $123/moSingle Family Residence2 stories

About this home

Jacksonville

Move-in ready and beautifully updated, this spacious 5-bedroom, 2.5-bath home is nestled within a charming gated community. Thoughtfully upgraded, the property features a new roof, new dual HVAC systems, new water heater, waterproof laminate flooring throughout, beautifully renovated kitchen and bathrooms, and an expansive screened-in patio, perfect for relaxing or entertaining. The open-concept floor plan provides a spacious and inviting atmosphere for both everyday living and gatherings. All five bedrooms are conveniently located upstairs, including a generous primary suite with two oversized walk-in closets. Additional highlights include a first-floor laundry room and a large fenced backyard offering plenty of space for outdoor enjoyment, entertaining, or creating your own private Florida oasis. With modern updates, abundant living space, and room to grow, this home is ready to welcome its next owners and make Florida living easy and enjoyable.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,990
Property taxesest. at asking price, Duval County$914
HOAbilled semi-annually$123
Estimated total, before insurance$4,027/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$2,990
Principal & Interest: $2,990
Property taxes (est.): $914
Insurance (est.): $373
Estimated Total Monthly
$4,277
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 4, 2026Active$560,000
  • Sep 1, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$560,000
Price / Sq Ft$186
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,016
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address3114 Double Oaks Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionRushing Branch
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Dimensions80x145
Parcel Number1084440130
ZoningResidential

Amenities

AmenitiesNone
UtilitiesCable Available, Electricity Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchScreened
FencingVinyl, Wood
RoofShingle
ConstructionStucco, Wood Siding
Other StructuresShed(s)

Additional Information

Date ListedSeptember 4, 2026
Days on Market15
HOA Fees$737.15 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameRushing Branch HOA
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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