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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

$558,5005 bd · 2.5 ba · 3,016 sq ft

Active·67 days on market

3114 Double Oaks Drive

Jacksonville, FL 32226

$558,500$185/sqftEst. $3,045/mo mortgageMLS# 2162882
↓ $1,500 below original list
5
Beds
2.5
Baths
3,016
Sq Ft
2005
Built
2
Garage
No
Pool
FEMA Zone XHOA $123/moSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Coveted Gated Community!!! Come tour this move-in ready, beautifully updated, spacious 5-bedroom, 2.5-bath home is nestled in this twenty-five home community. Thoughtfully upgraded, the property features a new roof, new dual HVAC systems, new water heater, waterproof laminate flooring throughout, beautifully renovated kitchen and bathrooms, and an expansive screened-in patio, perfect for relaxing or entertaining. The open-concept floor plan provides a spacious and inviting atmosphere for both everyday living and gatherings. All five bedrooms are conveniently located upstairs, including a generous primary suite with two oversized walk-in closets. Additional highlights include a first-floor laundry room and a large fenced backyard offering plenty of space for outdoor enjoyment, entertaining, or creating your own private Florida oasis. With modern updates, abundant living space, and room to grow, this home is ready to welcome its next owners and make Florida living easy and enjoyable.

Next steps in Jacksonville

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,045
Property taxesest. at asking price, Duval County$912
HOAbilled semi-annually$123
Estimated total, before insurance$4,080/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$558,500
$111,700
Loan Term
Monthly Payment
$3,045
Principal & Interest: $3,045
Property taxes (est.): $912
Insurance (est.): $372
Estimated Total Monthly
$4,329
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 19, 2026Price change$558,500−$400
  • Oct 17, 2026Price change$558,900−$1,100
  • Sep 4, 2026Active$560,000
  • Sep 1, 2026Listed$560,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12233 Shadow Creek Court, Jacksonville, FL 32226Listed by ROUND TABLE REALTYJul 2026$480,000$1874/2.52,564230.3
12388 Hickory Forest Road, Jacksonville, FL 32226Listed by FADER & CO REALTY LLCOct 2026$386,500$1325/2.52,91910.5
3355 Hickory Leaf Court, Jacksonville, FL 32226Listed by SELECT REALTY LLCNov 2026$395,000$1414/2.52,808720.6
3323 Hickory Leaf Court, Jacksonville, FL 32226Listed by WATSON REALTY CORPOct 2026$368,000$1563/2.52,356740.6
2611 Water Bluff Drive, Jacksonville, FL 32218Listed by LISA DUKE REALTY LLCSep 2026$392,900$1693/22,3181030.6
3457 Hickory Landing Court, Jacksonville, FL 32226Listed by NAVY TO NAVY HOMES LLCJul 2026$378,000$1603/2.52,356690.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$558,500
Price / Sq Ft$185
Bedrooms5
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,016
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryNew Berlin
MiddleOceanway
HighFirst Coast

Community Information

Address3114 Double Oaks Drive, Jacksonville, FL 32226
Area096-Ft George/Blount Island/Cedar Point
SubdivisionRushing Branch
CityJacksonville
CountyDuval
StateFL
Zip Code32226
Lot Dimensions80x145
Parcel Number1084440130
ZoningResidential

Amenities

AmenitiesNone
UtilitiesCable Available, Electricity Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
# of Fireplaces1
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

Exterior

Patio / PorchScreened
FencingVinyl, Wood
RoofShingle
ConstructionStucco, Wood Siding
Other StructuresShed(s)

Additional Information

Date ListedSeptember 4, 2026
Days on Market67
HOA Fees$737.15 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameRushing Branch HOA
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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