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This home is in St. Augustine.

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Pending

Pending·3 days on market

2885 Stratton Boulevard

St. Augustine, FL 32084

$132,000$122/sqftEst. $682/moMLS# 2162864

Beds

Baths

1,083

Sq Ft

1975

Built

—

Garage

Pool

About this home

St. Augustine

Well-located 2-bedroom, 1-bath in St. Augustine, offering 1,083 square feet of living space on a 32,670 square foot lot. Built in 1975.

Cost to own

Mortgage calculator

Home Price

$132,000

Down Payment: 20%

$26,400

Interest Rate: 6.71%

Loan Term

Monthly Payment

$682

Principal & Interest: $682

Property taxes (est.): $176

Insurance (est.): $88

Estimated Total Monthly

$946

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$682

Property taxesest. at asking price, St. Johns County$176

Estimated total, before insurance$858/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,157 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Pending$132,000
Sep 1, 2026Listed$132,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$132,000

Price / Sq Ft$122

Bedrooms2

Bathrooms1.00

Full Baths1

Square Footage1,083

Year Built1975

TypeResidential

Sub-TypeManufactured Home

StatusPending

Has PoolNo

Is WaterfrontNo

Community Information

Address2885 Stratton Boulevard, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionRavenswood

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Dimensions32670

Parcel Number0864970063

Amenities

UtilitiesElectricity Connected

Water SourceWell

ParkingOther

Interior

Interior FeaturesOther

AppliancesDishwasher, Electric Range

HeatingElectric

CoolingWall/Window Unit(s)

# of Stories1

LevelsOne

Exterior

Exterior FeaturesOther

Additional Information

Date ListedSeptember 1, 2026

Days on Market3

Listing TermsCash

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: REALTY ZOOM

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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