This home is in St. Augustine.

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Active Under Contract

Active Under Contract·234 days on market

2670 Pleasure Lane

St. Augustine, FL 32084

$199,900$255/sqftEst. $1,064/moMLS# 2119251

Beds

Baths

784

Sq Ft

2022

Built

—

Garage

Pool

About this home

St. Augustine

INVESTMENT OR FIRST TIME BUYER - This Nearly NEW 2022-built 2-bedroom, 2-bath manufactured home offers 780 sq ft of comfortable living space and sits on over a quarter acre. Conveniently located between I-95 and historic downtown St. Augustine, this property is ideal for first-time buyers or investors seeking a strong rental opportunity. Enjoy modern living, a spacious lot, and easy access to shopping, dining, beaches, and major roadways. Primary Residence or Income producing Opportunity

Cost to own

Mortgage calculator

Home Price

$199,900

Down Payment: 20%

$39,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,016

Principal & Interest: $1,016

Est. Taxes & Insurance: $254

Estimated Total Monthly

$1,270

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,064

Property taxesest. at asking price, St. Johns County$266

Estimated total, before insurance$1,330/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$79,486	$25,000	—
2024	$73,816	$25,000	—
2023	$71,986	$25,000	—
2022	$55,316	$55,316	—
2021	$47,894	$45,732	—
2020	$41,575	$41,575	—

2024 property taxes (current owner): $615/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,500 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History