Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Seahawk At Ponte Vedra Lakes Condo, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active

Active·3 days on market·Seahawk At Ponte Vedra Lakes Condo

2132 Sea Hawk Drive

Ponte Vedra Beach, FL 32082

$260,000$190/sqftEst. $1,344/moMLS# 2162796

Beds

Baths

1,370

Sq Ft

1985

Built

—

Garage

Pool

About this home

Seahawk At Ponte Vedra Lakes Condo

Fantastic Ponte Vedra Beach opportunity! This spacious 3-bedroom, 3-full-bath townhome in the highly desirable Seahawk at Ponte Vedra Lakes II offers over 1,300 square feet of living space and an excellent opportunity to create a home that truly reflects your style. The unit is ready for your touches, to update and add value. The generous floor plan, three full baths, and desirable Ponte Vedra Beach location make this a rare opportunity for buyers looking to renovate and customize. Priced with the needed updates in mind, leaving room to make it your own. Bring your vision and transform this spacious townhome into your ideal coastal retreat or investment property!

Cost to own

Mortgage calculator

Home Price

$260,000

Down Payment: 20%

$52,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$1,344

Principal & Interest: $1,344

Property taxes (est.): $346

Insurance (est.): $173

Estimated Total Monthly

$1,863

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,344

Property taxesest. at asking price, St. Johns County$346

HOAbilled monthly$523

Estimated total, before insurance$2,213/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,340/yr · $278/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,340/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 1, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$260,000

Price / Sq Ft$190

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage1,370

Year Built1985

TypeResidential

Sub-TypeCondominium

StyleVilla

Property ConditionFixer

StatusActive

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryPonte Vedra Rawlings

MiddleAlice B. Landrum

HighPonte Vedra

Community Information

Address2132 Sea Hawk Drive, Ponte Vedra Beach, FL 32082

Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd

SubdivisionSeahawk At Ponte Vedra Lakes Condo

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0510922132

ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Jogging Path, Pickleball, Tennis Court(s)

UtilitiesElectricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Guest

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesConvection Oven, Disposal, Electric Oven, Electric Water Heater, Refrigerator

HeatingCentral

CoolingCentral Air

# of Stories2

LevelsTwo

SecuritySmoke Detector(s)