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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seahawk At Ponte Vedra Lakes Condo, Ponte Vedra Beach — a home near Ponte Vedra High School.

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Active·50 days on market·Seahawk At Ponte Vedra Lakes Condo

2132 Sea Hawk Drive

Ponte Vedra Beach, FL 32082

$260,000$190/sqftEst. $1,440/mo mortgageMLS# 2162796
3
Beds
3
Baths
1,370
Sq Ft
1985
Built
—
Garage
No
Pool

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FEMA Zone XHOA $523/moCondominium2 stories

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About this home

Seahawk At Ponte Vedra Lakes Condo

***UPDATE*** Fantastic Ponte Vedra Beach Opportunity! Discover the potential of this spacious 3-bedroom, 3-full-bath townhome in the highly desirable Seahawk at Ponte Vedra Lakes II. Offering over 1,300 square feet of living space, this property presents an excellent opportunity to update, customize, and add value in a sought-after coastal location. The owner recently completed a full re-piping of the unit in early October 2026. Ready for your personal touches, this townhome features a generous floor plan and three full bathrooms, providing a great foundation for your vision. Priced with the needed cosmetic updates in mind, there is room to make it your own and unlock its potential. Whether you're looking to create your ideal coastal retreat or seeking an investment opportunity, this spacious townhome offers endless possibilities in desirable Ponte Vedra Beach. Bring your vision and make it your own!

Next steps in Seahawk At Ponte Vedra Lakes Condo

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Property taxesest. at asking price, St. Johns County$346
HOAbilled monthly$523
Estimated total, before insurance$2,309/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,340/yr · $278/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Property taxes (est.): $346
Insurance (est.): $173
Estimated Total Monthly
$1,959
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,340/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Listed$260,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2131 Sea Hawk Drive, Ponte Vedra Beach, FL 32082Listed by INI REALTYJul 2026$265,000$2572/21,030110
502 Marsh Cove Lane, Ponte Vedra Beach, FL 32082Listed by COMPASS FLORIDA LLCOct 2026$264,000$2402/21,100300.1
1022 Sea Hawk Drive, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PVAug 2026$325,000$2373/31,37050.1
2054 Sea Hawk Circle, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$272,000$2502/21,090430.1
605 Marsh Cove Lane, Ponte Vedra Beach, FL 32082Listed by IRON VALLEY REAL ESTATE NORTH FLORIDAJul 2026$275,000$2252/2.51,220430.1
145 Bimini Court, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$415,000$3512/21,184590.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$260,000
Price / Sq Ft$190
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,370
Year Built1985
TypeResidential
Sub-TypeCondominium
StyleVilla
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPonte Vedra Rawlings
Reported middleAlice B. Landrum
Reported highPonte Vedra
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address2132 Sea Hawk Drive, Ponte Vedra Beach, FL 32082
Area252-Ponte Vedra Beach-W Of A1A-N Of Solana Rd
SubdivisionSeahawk At Ponte Vedra Lakes Condo
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Parcel Number0510922132
ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Jogging Path, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Guest

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesConvection Oven, Disposal, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
SecuritySmoke Detector(s)

Exterior

Patio / PorchScreened
FencingBack Yard
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 1, 2026
Days on Market50
HOA Fees$523 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Sewer, Water
Tax Amount$3,340.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLUID REALTY, LLC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seahawk At Ponte Vedra Lakes Condo

Seahawk At Ponte Vedra Lakes Condo is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Seahawk At Ponte Vedra Lakes Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines