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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Turtle Shores, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Sold

Sold·Closed Mar 6, 2026·299 days on market·Recent sales in Turtle Shores·Turtle Shores

1125 S Marsh Wind Way

Ponte Vedra Beach, FL 32082

$980,000sold priceListed at $1,140,900 · 85.9% of asking$327/sqftMLS# 2085907
4
Beds
4
Baths
3,001
Sq Ft
2003
Built
2
Garage
Yes
Pool

2 more homes for sale in Turtle Shores →Search Turtle Shores on the map

HOA $180/mo13,068 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Turtle Shores

Welcome to paradise FOUND. Glorious marsh views. Screened saltwater heated pool with new pool equipment to the completely remodeled chef's kitchen in 2023, with huge California style island. New, renewed, improved are all words used to highlight this home. 3 full bathrooms have been refreshed with new marble top vanities, hardware, and fixtures, 2023 Plus, all new gorgeous flooring, mostly LVP, 2 HVACs, and water softener in '23 and fresh paint. Neutral beachy tones throughout. This 4-bedroom home also includes private office, formal dining room, 2nd floor lounging area that leads to a balcony that overlooks the pool and 180 views of the marsh, all within the screen enclosure. Soaring two story cathedral windows to maximize marsh views in family room. Every sunset breathtaking. Master suite on first floor, all other bedrooms upstairs. Bonus room or guest suite has a full bath for ultimate privacy

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,428
Property taxesest. at asking price, St. Johns County$1,304
HOAbilled monthly$180
Estimated total, before insurance$6,912/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$9,647/yr · $804/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,823 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $9,647/yr

Estimated taxes if purchased at asking price: ~$15,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $320/sq ft; this home is listed at $380/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1309 Turtle Dunes Court, Ponte Vedra Beach, FL 32082Listed by CHAD AND SANDY REAL ESTATE GROUPJun 2026$850,000$2745/3.53,099370.1
645 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by EXP REALTY LLCJun 2026$665,000$2864/32,325560.2
1436 Atlantic Breeze Way Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$505,000$1734/3.52,91100.2
3103 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by DOUGLAS ELLIMAN FLORIDAMay 2026$2,920,000$9114/43,2061290.2
644 Sand Isles Circle, Ponte Vedra Beach, FL 32082Listed by REAL BROKER LLCSep 2026$710,000$3204/32,2172720.3
3113 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$2,350,000$8064/3.52,9162180.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,140,900
Price / Sq Ft$380
Bedrooms4
Bathrooms4.00
Full Baths4
Square Footage3,001
Acres0.30 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes
Gated CommunityYes

School Information

Community Information

Address1125 S Marsh Wind Way, Ponte Vedra Beach, FL 32082
Area264-South Ponte Vedra Beach
SubdivisionTurtle Shores
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size13,068 sq ft
Lot Dimensions65x200
Parcel Number1421462240
ZoningPUD

Amenities

AmenitiesPickleball, Playground, Spa/Hot Tub, Tennis Court(s)
Community FeaturesGated
UtilitiesSewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPool
Waterfront TypeMarsh

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
SecuritySecurity Gate
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony
RoofShingle
ConstructionStucco

Additional Information

Date ListedMay 6, 2025
Days on Market299
HOA Fees$180 / Monthly
HOA FrequencyMonthly
Tax Amount$9,647
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEACH TOWN REALTY OF ST AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Turtle Shores

Turtle Shores is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.

View all Turtle Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines