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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·24 days on market

5124 San Jose Boulevard

Jacksonville, FL 32207

$899,000Est. $4,761/moMLS# 2162198
0
Beds
0
Baths
0
Sq Ft
Built
Garage
No
Pool
FEMA Zone XHOA $1100/mo3.14 acresWaterfrontUnimproved Land

About this home

Jacksonville

THE NEIGHBORHOOD OF SAN JOSE introduces a lifestyle unlike anything currently offered in the Jacksonville market. This exclusive, privately gated enclave encompasses only 14 homesites, creating an intimate community of architecturally controlled luxury residences along the St. Johns River. Homes are thoughtfully designed by top-tier architects and constructed by select builders, with plans ranging from approximately 2,500 to 4,000+ square feet. Residents will enjoy a private community dock with boat slips available for purchase, along with a resort-style pool, clubhouse with gym, and the convenience of an onsite property manager. Each homesite offers the opportunity to create a distinctive new residence within a beautifully curated neighborhood where privacy, design, waterfront access and exceptional amenities come together. This is far more than a homesite-- an opportunity to become part of one of San Jose's most exclusive new communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$4,761
Property taxesest. at asking price, Duval County$1,468
HOAbilled monthly$1,100
Estimated total, before insurance$7,329/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,000
$179,800
Loan Term
Monthly Payment
$4,761
Principal & Interest: $4,761
Property taxes (est.): $1,468
Insurance (est.): $599
Estimated Total Monthly
$6,828
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,060 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,100,880$1,100,880
2024$1,038,330$1,032,075 $100,080
2023$938,250$938,250
2022$938,250$908,226
2021$875,700$825,660
2020$750,600$750,600

Estimated taxes if purchased at asking price: ~$17,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Listed$899,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,000
Bedrooms0
Bathrooms0.00
Full Baths0
Acres3.14 acres
TypeLand
Sub-TypeUnimproved Land
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address5124 San Jose Boulevard, Jacksonville, FL 32207
Area012-San Jose
SubdivisionMetes & Bounds
CityJacksonville
CountyDuval
StateFL
Zip Code32207
Lot Size136,952.64 sq ft
Lot Dimensions80' X 89'
Parcel Number099246-0000
ZoningResidential

Amenities

AmenitiesManagement - On Site, Boat Dock, Boat Slip, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Live In
Community FeaturesSuburban, Street Lights, Gated, Curbs
UtilitiesOther
SewerPublic Sewer
Water SourcePublic
ViewRiver

Exterior

Lot DescriptionDead End Street
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedAugust 27, 2026
Days on Market29
HOA Fees$1,100 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional
55+ CommunityNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · anita@anitavining.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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