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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Sandalwood High School.

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Active·Listed today

1346 Gately Court

Jacksonville, FL 32225

$599,000$275/sqftEst. $3,079/moMLS# 2162162
4
Beds
3
Baths
2,178
Sq Ft
1990
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to 1346 Gately Court, tucked away on a quiet cul-de-sac in the desirable Gately Oaks community. This well-maintained home features a newer roof and windows, offering valuable updates and peace of mind for the next owner. The functional floor plan provides comfortable living and entertaining spaces, while the established neighborhood offers a convenient location near shopping, dining, schools, parks, and major roadways. Enjoy easy access to the beaches, Mayport, and everything Jacksonville's Intracoastal area has to offer. With major improvements already completed and a great location, this home is ready for its next chapter. Schedule your private showing today!

Cost to own

Mortgage calculator

$599,000
$119,800
Loan Term
Monthly Payment
$3,079
Principal & Interest: $3,079
Property taxes (est.): $978
Insurance (est.): $399
Estimated Total Monthly
$4,457
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$3,079
Property taxesest. at asking price, Duval County$978
HOAbilled annually$6
Estimated total, before insurance$4,064/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,472/yr · $373/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,472/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1990)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,637 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 27, 2026Listed$599,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000
Price / Sq Ft$275
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,178
Acres0.33 acres
Year Built1990
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementarySabal Palm
MiddleLandmark

Community Information

Address1346 Gately Court, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionGately Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size14,374.8 sq ft
Parcel Number1621915125
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Jack and Jill Bath
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Exterior

Patio / PorchRear Porch, Screened
FencingFenced, Back Yard
RoofShingle
ConstructionBrick
Road SurfaceConcrete
Road FrontageCity Street

Additional Information

Date ListedAugust 27, 2026
Days on Market0
HOA Fees$75 / Annually
HOA FrequencyAnnually
HOA NameGately Oaks
HOA Fee IncludesCable TV
Tax Amount$4,472.3
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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