This home is in Jacksonville — a waterfront home in Jacksonville.
Active·18 days on market
3042 Donato Drive N
Jacksonville, FL 32226
About this home
Jacksonville
Rare all brick home in desirable Marshwinds located just off 295 at the Alta Dr. Exit, Marshwinds has mature trees, a passivie park on Dunn Creek and is located near a new Publix, River City Market Place, Jaxport, VA Hospital and UF Health North... The home has a split and open floor plan with high ceilings. There is a formal Living and Dining Space with engineered wood flooring, Large Family Room, open to the Kitchen w/Breakfast Bar & Nook, lrg. Pantry, all looking out over the shaded backyard and deep views of the pond with a fountain, There is an extended screeened lanai with an inground hot tub. Primary Suite has serene views of the pond and is spacious with a complete Ensuite Bath, Walk in Closet, Private Water Closet, Double Vanity, Gardent Tub and Walk-in Shower, There are three secondary Bedrooms, Jack N Jill Bath and a Separate Guest Suite set up with an updated Cabana Bath. Features - Roof 2022, Water Softener, Electric Tankless Water Heater, StopNDrop/Laundry area
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,344/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,385 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 27, 2026Listed$429,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Marshwinds
Active$425,000MLS# 2163208Est. $2,262/mo11658 Marsh Elder Drive, Jacksonville, FL 322263 Beds2 Baths1,872 sqftMOVE-IN READY WATER VIEW HOME with a FULLY FENCED BACKYARD, WHOLE-HOME GENERATOR, PELLA WINDOWS, SCREENED-IN PATIO,…
ResidentialEXP REALTY LLC
Active$400,000MLS# 2158907Est. $2,129/mo11745 Donato Drive, Jacksonville, FL 322263 Beds2 Baths2,019 sqftMove In and Enjoy Comfort, Convenience and Compelling Value! This home is more than a piece of property. It offers…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS
Active$499,000MLS# 2151773Est. $2,656/mo2976 Marsh Elder Drive S, Jacksonville, FL 322265 Beds3 Baths2,952 sqftNEW PRICE And New Interior Paint. Nestled in a mature and established community with stunning, marsh views, and a…
ResidentialJASON MITCHELL REAL ESTATE FLORIDA, LLC.
Keep looking
Similar homes in Jacksonville
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines