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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 25, 2026·30 days on market·Recent sales in Jacksonville

9742 Cunningham Road

Jacksonville, FL 32246

$315,000sold priceListed at $315,000 · 100% of asking$233/sqftMLS# 2161898
3
Beds
2
Baths
1,352
Sq Ft
1953
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.69 acresSingle Family Residence1 story

About this home

Jacksonville

The property at 9742 Cunningham Road presents a rare opportunity to own a thoughtfully updated home in a convenient location close to shopping, dining, schools, and everyday amenities. Tasteful improvements include the kitchen, bathrooms, and living spaces, creating a comfortable blend of style and functionality. Recent updates to the windows, roof, and other components provide added peace of mind. Situated on approximately 0.70 acres with no HOA, this property offers tremendous flexibility for outdoor living. Expand the outdoor living area, create a space for entertaining, or keep your RV or boat close to home. With plenty of usable land remaining, the possibilities are yours to explore and make this property your own for years to come!!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,745
Property taxesest. at asking price, Duval County$514
Estimated total, before insurance$2,259/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,175/yr · $431/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$315,000
$63,000
Loan Term
Monthly Payment
$1,745
Principal & Interest: $1,745
Property taxes (est.): $514
Insurance (est.): $210
Estimated Total Monthly
$2,469
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1953)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,406 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,175/yr

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Closed$315,000
  • Aug 28, 2026Active Under Contract$315,000
  • Aug 26, 2026Listed$315,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $185/sq ft; this home is listed at $233/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9007 Cocoa Avenue, Jacksonville, FL 32211Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYOct 2026$287,017$1854/2.51,55500.5
8617 Dandy Avenue, Jacksonville, FL 32211Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$286,020$1844/2.51,55500.7
9097 India Avenue, Jacksonville, FL 32211Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$286,020$1844/2.51,55500.8
8826 India Avenue, Jacksonville, FL 32216Listed by JWB REALTY LLCOct 2026$200,000$1903/11,052540.9
8965 Grampian Drive N, Jacksonville, FL 32216Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSOct 2026$236,600$1873/11,26300.9
8305 Galveston Avenue, Jacksonville, FL 32211Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTYSep 2026$286,020$1844/2.51,55501

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$315,000
Price / Sq Ft$233
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,352
Acres0.69 acres
Year Built1953
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address9742 Cunningham Road, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionSouthside Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size30,056.4 sq ft
Lot Dimensions.69 acre
Parcel Number1233110000
ZoningResidential

Amenities

UtilitiesWater Available
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Off Street, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesRefrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

RoofShingle
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedAugust 26, 2026
Days on Market30
Tax Amount$5,174.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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