This home is in Jacksonville — a new construction home in Jacksonville.
Pending·49 days on market
11517 Lorence Avenue
Jacksonville, FL 32218
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
UNDER CONSTRUCTIONS! This beautiful 3/2 home is a real gem. Nice quiet location, near school, shopping, and more. The open floor plan creates a welcoming atmosphere, perfect for family gatherings or entertaining friends. White cabinets and granite counters bring a modern and stylish touch to the kitchen, while REVWOOD in the living areas add durability and charm. Having carpet in the bedrooms adds a cozy and comfortable feel to those spaces. This home offers a great blend of practicality and aesthetics, with features that are both stylish and easy to maintain. Located near shopping, dining, and other amenities. This is a wonderful place to call home! **This home has a performance engineered septic system which will have city required yearly maintenance agreement and fee. IF ANY CAGES PRESENT, THEY DO NOT CONVEY. ANY STAGING PHOTOS ARE AN EXAMPLE
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,675 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,482/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 27, 2026Pending$279,900
- Aug 22, 2026Listed$279,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $159/sq ft; this home is listed at $193/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3001 Harbison Street, Jacksonville, FL 32218Listed by MOMENTUM REALTY | Sep 2026 | $249,000 | $205 | 3/2.5 | 1,217 | 43 | 0.2 |
| 11245 Lorence Avenue, Jacksonville, FL 32218Listed by NEXTHOME ENDLESS SUMMER | Sep 2026 | $225,000 | $156 | 3/2 | 1,440 | 87 | 0.3 |
| 3221 Pine Avenue, Jacksonville, FL 32218Listed by RPB REALTY,INC | Aug 2026 | $239,900 | $159 | 3/2.5 | 1,509 | 100 | 0.4 |
| 3213 Pine Avenue, Jacksonville, FL 32218Listed by RPB REALTY,INC | Aug 2026 | $240,000 | $159 | 3/2.5 | 1,509 | 30 | 0.4 |
| 11230 Margarets Landing Place, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERY | Aug 2026 | $260,000 | $187 | 3/2.5 | 1,389 | 9 | 0.5 |
| 11532 Birch Forest Circle E, Jacksonville, FL 32218Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $244,000 | $150 | 5/2 | 1,629 | 90 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RPB REALTY,INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines