Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.

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Active

Active·1 day on market

119 Sea Hammock Way

Ponte Vedra Beach, FL 32082

$1,550,000$1122/sqftEst. $7,960/moMLS# 2161135

Beds

Baths

1,381

Sq Ft

1986

Built

Garage

Pool

About this home

Ponte Vedra Beach

This condo offers a rare opportunity to experience oceanfront living in Ponte Vedra Beach with privacy and amenities. Fully renovated to the studs, this residence has been thoughtfully reimagined with elevated finishes, new plumbing, electrical and flooring. Step inside and the focus immediately shifts to the Atlantic--where ocean breezes drift through the home and spectacular sunrises provide a beautiful start to each day. The open, light-filled interior creates an effortless connection between indoor living and the natural beauty just beyond the windows. A one-car garage adds convenience, while the gated Sea Hammock community provides a private oceanfront setting with direct access to the beach. At 119 Sea Hammock, it's all about the breeze, the sunrise and the unmistakable feeling of living by the sea.

Cost to own

Mortgage calculator

Home Price

$1,550,000

Down Payment: 20%

$310,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$7,960

Principal & Interest: $7,960

Property taxes (est.): $2,063

Insurance (est.): $1,033

Estimated Total Monthly

$11,056

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$7,960

Property taxesest. at asking price, St. Johns County$2,063

HOAbilled monthly$1,750

Estimated total, before insurance$11,773/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,387/yr · $1,116/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $13,387/yr

Estimated taxes if purchased at asking price: ~$24,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 20, 2026Listed$1,550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,550,000

Price / Sq Ft$1,122

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,381

Year Built1986

TypeResidential

Sub-TypeCondominium

StyleFlat

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesEast

Community Information

Address119 Sea Hammock Way, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionSea Hammock

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Parcel Number0596710119

ZoningCondominium

Amenities

AmenitiesPool, Clubhouse, Gated, Management - Off Site, Spa/Hot Tub, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Gated, Guest

ViewBeach, Ocean

Waterfront TypeOcean Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Induction Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringMarble, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySecurity Gate

Spa FeaturesIn Ground, Community