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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a new construction home in Jacksonville.

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Pending

Pending·33 days on market

5069 Conference Drive

Jacksonville, FL 32234

$288,990$188/sqftEst. $1,530/moMLS# 2160763
3
Beds
2
Baths
1,541
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $72/moSingle Family Residence1 storyNew construction

About this home

Jacksonville

his home features 3 bedrooms, 2 bath and a 2 car garage. Inside discover an open floor plan with a spacious great room with volume ceiling and upgraded tile flooring. The kitchen includes Woodmont® cabinets, quartz countertops and Whirlpool® stainless steel appliances. The primary bath includes quartz countertops and a dual-sink vanity leading to your large walk-in closet. Enjoy the convenience of a dedicated laundry room. Other highlights include ENERGY STAR® certified lighting, Moen® faucets and Kohler® sinks. KB Home at Bellbrooke has no CDD Fees and a brand-new playground! Closing cost assistance available on this home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,530
Property taxesest. at asking price, Duval County$472
HOAbilled quarterly$72
Estimated total, before insurance$2,074/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$288,990
$57,798
Loan Term
Monthly Payment
$1,530
Principal & Interest: $1,530
Property taxes (est.): $472
Insurance (est.): $193
Estimated Total Monthly
$2,195
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,420 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 8, 2026Pending$288,990
  • Aug 19, 2026Listed$288,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$288,990
Price / Sq Ft$188
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,541
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

ElementaryMamie Agnes Jones
MiddleBaldwin
HighBaldwin

Community Information

Address5069 Conference Drive, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionBellbrooke
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Parcel Number0023162100

Amenities

AmenitiesDog Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyAppliances, Water Heater, Windows
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDisposal, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryWasher Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Lot DescriptionCleared, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
RoofShingle
ConstructionFiber Cement
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedAugust 19, 2026
Days on Market18
HOA Fees$215 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign & Jacobs
HOA Fee IncludesMaintenance Grounds
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: ROUND TABLE REALTY · Howard@RoundTableRealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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