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This home is in Jacksonville.

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Active

Active·319 days on market

14400 Creekbluff Way

Jacksonville, FL 32234

$299,490$229/sqftEst. $1,527/moMLS# 2108016
3
Beds
2
Baths
1,306
Sq Ft
2025
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to this charming 3-bedroom, 2-bath home designed for comfortable everyday living. The open and inviting floor plan features a spacious great room filled with natural light, creating the perfect space for relaxing, entertaining, or spending time with family and friends. The well-appointed kitchen offers abundant counter space and cabinetry, making meal preparation a breeze while providing plenty of room for gathering. The seamless flow between the kitchen and living areas creates an ideal setting for both casual living and hosting guests. Retreat to the private primary suite, complete with a spacious ensuite bath featuring dual vanity sinks for added convenience. Two additional bedrooms offer flexibility for family, guests, or a home office. A 2-car garage provides ample parking and storage space, while the thoughtfully designed layout maximizes comfort and functionality throughout. Combining style, convenience, and modern living, this home is ready to welcome its next owner.

Cost to own

Mortgage calculator

$299,490
$59,898
Loan Term
Monthly Payment
$1,527
Principal & Interest: $1,527
Property taxes (est.): $489
Insurance (est.): $200
Estimated Total Monthly
$2,216
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,527
Property taxesest. at asking price, Duval County$489
HOAbilled quarterly$72
Estimated total, before insurance$2,088/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$625/yr · $52/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $625/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,421 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 9, 2025Listed$299,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,490
Price / Sq Ft$229
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,306
Acres0.13 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

ElementaryMamie Agnes Jones
MiddleBaldwin
HighBaldwin

Community Information

Address14400 Creekbluff Way, Jacksonville, FL 32234
Area066-Cecil Commerce Area
SubdivisionBellbrooke
CityJacksonville
CountyDuval
StateFL
Zip Code32234
Lot Size5,662.8 sq ft
Lot Dimensions50x120
Parcel Number002316-1062
ZoningResidential

Amenities

AmenitiesBarbecue, Dog Park, Playground
UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Available, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Water Heater, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCleared
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 9, 2025
Days on Market320
HOA Fees$215 / Quarterly
HOA FrequencyQuarterly
HOA NameSovereign and Jacobs
Tax Amount$624.57
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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