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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Sandalwood High School.

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Active

Active·10 days on market

13309 Santorini Drive

Jacksonville, FL 32225

$459,000$250/sqftEst. $2,360/moMLS# 2160440
3
Beds
2
Baths
1,835
Sq Ft
2016
Built
2
Garage
No
Pool

About this home

Jacksonville

STEP INTO LUXURY in this exquisite, Mediterranean inspired Portofino townhome! Soaring ceilings, crown molding, upgraded lighting, LVP flooring and custom blinds downstairs. The kitchen is the star of the show with its elegant backsplash, under cabinet lighting, granite countertops and an abundance of cabinets and drawers. You'll LOVE the side by side Frigidaire Gallery fridge and freezer! An open floorplan allows entertaining with ease. The screened in lanai offers peace and privacy with plenty of greenery to help you unwind at the end of the day. Upstairs you'll find spacious, well planned bedrooms, beautiful baths and separate laundry closet. The primary bedroom has a tray ceiling, outdoor balcony, garden tub, separate shower, double vanities and a custom California closet. No parking worries here as you have a 2 car garage with epoxy coating and a driveway that fits 2-4 cars! Tankless water heater, all appliances included. If picky is your middle name, this one's for YOU

Cost to own

Mortgage calculator

$459,000
$91,800
Loan Term
Monthly Payment
$2,360
Principal & Interest: $2,360
Property taxes (est.): $750
Insurance (est.): $306
Estimated Total Monthly
$3,415
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,360
Property taxesest. at asking price, Duval County$749
HOAbilled monthly$550
Estimated total, before insurance$3,659/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,630/yr · $636/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,630/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Tile — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 17, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,000
Price / Sq Ft$250
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,835
Acres0.06 acres
Year Built2016
TypeResidential
Sub-TypeTownhouse
StyleSpanish
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address13309 Santorini Drive, Jacksonville, FL 32225
Area043-Intracoastal West-North Of Atlantic Blvd
SubdivisionPortofino
CityJacksonville
CountyDuval
StateFL
Zip Code32225
Lot Size2,613.6 sq ft
Parcel Number1671596045
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Maintenance Grounds, Management - Off Site, Security
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Guest
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofTile
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedAugust 17, 2026
Days on Market0
HOA Fees$550 / Monthly
HOA FrequencyMonthly
HOA NamePortofino Owners Assoc./Crescent Management
HOA Fee IncludesMaintenance Grounds
Tax Amount$7,629.74
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RELAX REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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