This home is in Georgetown Townhomes, Jacksonville.
Active Under Contract·68 days on market·Georgetown Townhomes
4421 Ellipse Drive
Jacksonville, FL 32246
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About this home
Georgetown Townhomes
PRICE REDUCTION $5,000!!!!!! Welcome to 4421 Ellipse Drive, this beautifully maintained three-story townhome shows like new and is truly ''move-in ready.'' Located in the desirable Georgetown community, within walking of the St. John's Town Center!! The location is incredible!!! Fabulous restaurants, shopping, all you could ask for! This impeccable home offers 3 bedrooms, 3 full baths and 1 1/2 bath. The first floor offers a large primary bedroom and bath with a screened-in patio offering views of the woods! The main level features an inviting open-concept layout with a well-appointed kitchen, dining area and comfortable living space, making it perfect for entertaining or relaxing at home. On this level off of the kitchen is the 1/2 bath. The third level boasts two more bedrooms, one boasts a massive walk-in closet, both bedrooms offer full baths. The laundry room is on this level. The balcony view from the back bedroom is stunning!
Next steps in Georgetown Townhomes
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,633 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
3rd Ave Sabout 8 mi · 27 parking spaces
Closest park or preserve
Dutton Island Preserve30 min drive · 1.2 mi of trails
Closest public boat ramp
Pottsburg Creek Public Boat Rampabout 3 mi · Pottsburg Creek
Closest kayak & paddleboard launch
Alejandro Garces Camp Tomahawk Park Paddlecraft Accessabout 5 mi · Goodby's Creek
Closest youth league fields
Windy Hill Elementary Park14 min drive · Baseball, Softball
Closest grocery store
Publix3 min drive · 4413 Town Center Pkwy, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,623/yr
Estimated taxes if purchased at asking price: ~$6,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 21, 2026Active Under Contract$330,000
- Oct 4, 2026Price change$330,000−$5,000
- Aug 26, 2026Price change$335,000−$5,000
- Aug 17, 2026Listed$340,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $163/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4460 Congressional Drive, Jacksonville, FL 32246Listed by UNITED REAL ESTATE GALLERY | Oct 2026 | $292,500 | $137 | 4/3.5 | 2,142 | 41 | 0.1 |
| 4456 Congressional Drive, Jacksonville, FL 32246Listed by BEST COAST REALTY LLC | Sep 2026 | $270,000 | $126 | 3/3.5 | 2,142 | 21 | 0.1 |
| 4344 Ellipse Drive, Jacksonville, FL 32246Listed by JPAR CITY AND BEACH | Jul 2026 | $338,000 | $159 | 4/3.5 | 2,121 | 69 | 0.1 |
| 4494 Ellipse Drive, Jacksonville, FL 32246Listed by UNITED REAL ESTATE GALLERY | Jun 2026 | $313,000 | $156 | 4/3.5 | 2,005 | 16 | 0.1 |
| 4506 Capital Dome Drive, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATE | Sep 2026 | $317,000 | $148 | 4/3 | 2,142 | 63 | 0.2 |
| 12459 Bethesda Court, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLC | Aug 2026 | $330,000 | $154 | 4/3.5 | 2,142 | 53 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Georgetown Townhomes
Georgetown Townhomes is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32246.
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Krista Fracke
Broker Associate
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