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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Georgetown Townhomes, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jul 10, 2026·69 days on market·Recent sales in Georgetown Townhomes·Georgetown Townhomes

4344 Ellipse Drive

Jacksonville, FL 32246

$338,000sold priceListed at $339,000 · 99.7% of asking$159/sqftMLS# 2141384
4
Beds
3.5
Baths
2,121
Sq Ft
2013
Built
1
Garage
No
Pool

6 more homes for sale in Georgetown Townhomes →Search Georgetown Townhomes on the map

FEMA Zone XHOA $436/mo2,178 sqft lotTownhouse3 stories

About this home

Georgetown Townhomes

R E D U C E D $10,000! Get 4BRs instead of 3! Best Deal EVER! Like New! Freshly painted Complete Interior ALL 3 LVL's, NEW Carpet throughout, New DW, Refurbished Balcony. HOA did NEW Roof, Exterior cleanup on stucco & painting & pool repairs in 2024. Main Fl Ensuite for College Friend to rent or Elderly Family to live. Ensuite has Full Bath & Closet.The screened lanai for year round enjoyment. Great Storage space under stairs.Exquisite water views while you cook in your chef's kitchen.Vented cabinet to exterior & the special iridescent backsplash becomes a convo piece as you cook. All SS Appliances, prep island/EIK space, crown moulding & W/D plus more. Enjoy your rebuilt ''private'' balcony with a relaxing water view.Just 5 min to UNF University & major routes makes it great Investment as a rental. Amenities: Pool, Fitness Ctr, Cabana, Urgent Care, Mayport, Airport & renowned MAYO. Great Investment as a rental .

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,872
Property taxesest. at asking price, Duval County$552
HOAbilled monthly$436
Estimated total, before insurance$2,860/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,627/yr · $469/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$338,000
$67,600
Loan Term
Monthly Payment
$1,872
Principal & Interest: $1,872
Property taxes (est.): $552
Insurance (est.): $225
Estimated Total Monthly
$2,649
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$315,993$315,993—
2024$307,442$305,111—
2023$303,977$277,374—
2022$291,816$252,159—
2021$229,236$229,236▼ $8,980
2020$231,242$231,242—

2025 property taxes (current owner): $5,627/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 11, 2026Closed$339,000
  • Apr 22, 2026Listed$339,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $154/sq ft; this home is listed at $160/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4456 Congressional Drive, Jacksonville, FL 32246Listed by BEST COAST REALTY LLCSep 2026$270,000$1263/3.52,142210.1
4494 Ellipse Drive, Jacksonville, FL 32246Listed by UNITED REAL ESTATE GALLERYJun 2026$313,000$1564/3.52,005160.1
4401 Ellipse Drive, Jacksonville, FL 32246Listed by ERA ONETEAM REALTYJun 2026$340,000$1693/3.52,0091000.1
4506 Capital Dome Drive, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATESep 2026$317,000$1484/32,142630.2
4494 Capital Dome Drive, Jacksonville, FL 32246Listed by UNITED REAL ESTATE GALLERYAug 2026$300,000$1404/32,14210.2
12459 Bethesda Court, Jacksonville, FL 32246Listed by HERRON REAL ESTATE LLCAug 2026$330,000$1544/3.52,142530.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$339,000
Price / Sq Ft$160
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,121
Total Structure Area2,447 sq ft
Acres0.05 acres
Year Built2013
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address4344 Ellipse Drive, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionGeorgetown Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size2,178 sq ft
Parcel Number1677274435
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management - Off Site, Trash
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Covered, Garage, Garage Door Opener, Gated, Guest, On Street, Underground
ViewPond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Guest Suite, Open Floorplan, Smart Home, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump, Hot Water, Separate Meters, Varies by Unit
CoolingCentral Air, Separate Meters
FlooringCarpet, Tile, Wood
FireplaceYes
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More

Exterior

FencingOther
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedApril 22, 2026
Days on Market69
HOA Fees$436 / Monthly
HOA FrequencyMonthly
HOA NameLeLand Management
HOA Fee IncludesMaintenance Grounds, Pest Control
Tax Amount$5,626.67
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Georgetown Townhomes

Georgetown Townhomes is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32246.

View all Georgetown Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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