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This home is in Georgetown Townhomes, Jacksonville.

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Pending

Pending·59 days on market·Georgetown Townhomes

12459 Bethesda Court

Jacksonville, FL 32246

$330,000$154/sqftEst. $1,683/moMLS# 2146944
4
Beds
3
Baths
2,142
Sq Ft
2006
Built
1
Garage
No
Pool

About this home

Georgetown Townhomes

This beautifully maintained 4-bedroom, 3.5-bathroom townhome offers 2,142 sq ft of stylish living in the highly desirable gated community of Georgetown. Located on a quiet dead-end street, this home provides privacy and peace while being incredibly convenient to everything Jacksonville has to offer. First floor features a private guest bedroom with a full bathroom, perfect for visitors or multi-generational living. Step out back to enjoy the covered porch overlooking peaceful surroundings. Elegant wainscoting lines the walls and stairway, complemented by crown molding and beautiful wood treads on the stairs. The second floor is the heart of the home. A spacious, open living room boasts a cozy electric fireplace and access to a balcony with views of lush wooded green space. The gourmet kitchen shines with Corian countertops, stainless steel appliances, a large breakfast bar, a pantry, and dedicated eat-in area.

Cost to own

Mortgage calculator

$330,000
$66,000
Loan Term
Monthly Payment
$1,683
Principal & Interest: $1,683
Property taxes (est.): $539
Insurance (est.): $220
Estimated Total Monthly
$2,441
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,683
Property taxesest. at asking price, Duval County$539
HOAbilled monthly$436
Estimated total, before insurance$2,657/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,154/yr · $263/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$304,414$167,407
2024$295,994$161,982
2023$292,195$155,808
2022$271,706$149,814
2021$212,988$143,995 $7,997
2020$214,859$141,317

2025 property taxes (current owner): $3,154/yr

Estimated taxes if purchased at asking price: ~$6,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Pending$330,000
  • May 28, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$330,000
Price / Sq Ft$154
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,142
Acres0.05 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StyleContemporary, Traditional
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address12459 Bethesda Court, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionGeorgetown Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size2,178 sq ft
Parcel Number1677273880

Amenities

AmenitiesPool, Dog Park, Fitness Center
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, On Street
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile, Wood
FireplaceYes
Fireplace FeaturesElectric
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Lot DescriptionDead End Street
Patio / PorchCovered, Rear Porch
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedMay 28, 2026
Days on Market53
HOA Fees$436 / Monthly
HOA FrequencyMonthly
Tax Amount$3,153.73
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Georgetown Townhomes

Georgetown Townhomes is a neighborhood in Jacksonville Condos, FL (Duval County), ZIP 32246.

View all Georgetown Townhomes homes for sale →

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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