Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

Photo 1 / 25
Active Under Contract

Active Under Contract·44 days on market

10361 Red Tip Road

Jacksonville, FL 32218

$280,000$141/sqftEst. $1,551/moMLS# 2160079
↓ $5,000 below original list
3
Beds
2
Baths
1,985
Sq Ft
2001
Built
2
Garage
No
Pool
FEMA Zone XHOA $38/mo11,761 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Opportunity for investors and buyers! This 3 bedroom, 2 bath corner-lot home features a spacious yard, foyer, open family room with fireplace. The primary suite includes a private bath with garden tub, and walk-in closet, while the concrete flooring in the primary bedroom offers durable foundation for carpet, tile or other flooring of your choice. Exterior of the home painted 2022, newer kitchen appliances purchased 2025 (except dishwasher), roof replaced in 2018. Conveniently located near FSCJ North Campus, Jacksonville International Airport, River City Marketplace, shopping, dinning and major roadways. Whether you are looking for a home to personalize or an investment property with potential, this home offers space, flexibility, and opportunity.

Next steps in Jacksonville

FollowNew Jacksonville homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,551
Property taxesest. at asking price, Duval County$457
HOAbilled annually$38
Estimated total, before insurance$2,046/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,851/yr · $154/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$280,000
$56,000
Loan Term
Monthly Payment
$1,551
Principal & Interest: $1,551
Property taxes (est.): $457
Insurance (est.): $187
Estimated Total Monthly
$2,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,851/yr

Estimated taxes if purchased at asking price: ~$5,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 29, 2026Active Under Contract$280,000
  • Sep 15, 2026Price change$280,000−$5,000
  • Aug 28, 2026Active$285,000
  • Aug 11, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $180/sq ft; this home is listed at $141/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4017 Clearbrook Cove Road, Jacksonville, FL 32218Listed by INTEGRITY KEY REALTY LLCSep 2026$234,000$1264/21,855350.6
5881 Victoria Creek Lane, Jacksonville, FL 32219Listed by D R HORTON REALTY INCSep 2026$258,000$1733/2.51,492590.9
10016 Spotted Sea Drive, Jacksonville, FL 32219Listed by ASHTON WOODS FLORIDA REALTY LLCSep 2026$327,990$1804/21,827320.9
5948 Copper Creek Drive, Jacksonville, FL 32218Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$267,011$1833/21,45721
11166 Woodelm Drive E, Jacksonville, FL 32218Listed by COWFORD REALTY & DESIGN LLCSep 2026$322,725$1853/21,741171.2
4934 Donnybrook Avenue, Jacksonville, FL 32208Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$176,000$1243/21,4221641.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$280,000
Price / Sq Ft$141
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,985
Acres0.27 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address10361 Red Tip Road, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionCambridge Estates
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size11,761.2 sq ft
Parcel Number0201590375

Amenities

UtilitiesElectricity Available, Natural Gas Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio, Porch
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageNone

Additional Information

Date ListedAugust 28, 2026
Days on Market41
HOA Fees$450 / Annually
HOA FrequencyAnnually
HOA NameRealmanage
Tax Amount$1,850.94
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS JACKSONVILLE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines