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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

$255,900Sold3 bd · 2 ba · 1,479 sq ft

Sold·Closed Oct 6, 2026·9 days on market·Recent sales in Jacksonville

9683 Hazel Lake Drive

Jacksonville, FL 32222

$255,900sold priceListed at $249,900 · 102.4% of asking$173/sqftMLS# 2154230
3
Beds
2
Baths
1,479
Sq Ft
2004
Built
2
Garage
No
Pool
FEMA Zone XHOA $23/mo1.26 acresWaterfrontSingle Family Residence1 story

About this home

Jacksonville

** SELLR CREDIT OF 8,000 with an acceptable offer**Welcome to this home in a community offering convenience, value, and everyday comfort. Whether you're purchasing first home or looking to simplify your lifestyle, this property offers a functional layout with inviting living spaces designed for easy living. The open-concept main living area flows seamlessly into the kitchen, creating a great space for entertaining or relaxing at home. The spacious primary suite provides a private retreat, while the additional bedrooms offer flexibility for guests, a home office, or hobbies. Step outside to enjoy the backyard with room to unwind or personalize to fit your needs. Conveniently located near shopping, dining, parks, major roadways, and everyday amenities, this move-in-ready home is an excellent opportunity to begin your homeownership journey.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,395
Property taxesest. at asking price, Duval County$419
HOAbilled annually$23
Estimated total, before insurance$1,837/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,309/yr · $109/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Read at the listing’s map pin. On a lot this size the zone can change across the property, and the pin may not be where the house stands.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$221,329$45,844—
2024$237,552$42,031▲ $9,427
2023$236,820$39,351▲ $25,149
2022$203,941$36,749▲ $12,213
2021$162,636$34,223—
2020$147,551$33,061▲ $8,129

2025 property taxes (current owner): $1,309/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Oct 6, 2026Closed$249,900
  • Sep 29, 2026Active$249,900
  • Aug 28, 2026Pending$249,900
  • Aug 8, 2026Price change$249,900−$15,100
  • Jul 14, 2026Active$265,000
  • Jul 6, 2026Listed$265,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
10119 Dogwood Creek Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$309,000$2003/21,548530.5
7281 Claremont Creek Drive, Jacksonville, FL 32222Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$299,000$1933/21,54860.6
6878 Wall Springs Drive, Jacksonville, FL 32222Listed by 1 PERCENT LISTS FIRST COASTSep 2026$294,500$1633/21,802380.6
9019 Hipps Road, Jacksonville, FL 32222Listed by REAL BROKER LLCOct 2026$310,000$1854/21,680180.8
6372 Longleaf Branch Drive, Jacksonville, FL 32222Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$310,000$1813/2.51,710180.8
10309 Pavnes Creek Drive, Jacksonville, FL 32222Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$310,000$2003/21,548150.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$249,900
Price / Sq Ft$169
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,479
Acres1.26 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

This listingNo schools reported in the MLS
ElementaryWestview, reported on 11 other Plum Tree listings
MiddleWestview, reported on 11 other Plum Tree listings
HighWestside High School, reported on 12 other Plum Tree listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address9683 Hazel Lake Drive, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionPlum Tree
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Lot Size54,885.6 sq ft
Parcel Number0163142460

Amenities

UtilitiesOther
Water SourcePublic
ParkingGarage
Waterfront TypePond

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Primary Bathroom - Tub with Shower
AppliancesConvection Oven, Dishwasher, Disposal, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPorch
RoofShingle
ConstructionStucco
Road SurfaceConcrete

Additional Information

Date ListedSeptember 29, 2026
Days on Market9
HOA Fees$275 / Annually
HOA FrequencyAnnually
Tax Amount$1,309.37
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Sold by: Complete Buying Realty LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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