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Active

Active·3 days on market

1799 Shoal Creek Circle

Green Cove Springs, FL 32043

$659,000$249/sqftEst. $3,391/moMLS# 2159364

Beds

Baths

2,649

Sq Ft

1991

Built

Garage

Yes

Pool

About this home

Green Cove Springs

**OPEN HOUSE 8/16 FROM 1-3** Welcome to your dream golf front retreat! Tucked away in a peaceful, gated 1,000+ acre community filled with beautiful, mature trees and abundant wildlife. This pristine 3-bedroom, 2-bathroom all-brick home offers the ultimate premium lifestyle. Step inside to discover stunning wood floors and fresh interior paint running throughout the bright, spacious split layout. Outside, the expanded driveway provides plenty of extra parking, leading directly to your private backyard oasis featuring a screened inground pool and an expansive covered area perfect for entertaining. Situated right on this championship golf course, you are within walking distance to the clubhouse, modern fitness center, tennis courts, playground, and swimming pool. Best of all, you can enjoy fantastic dining and live music at The Pub at Magnolia Point without ever leaving the community gates. Get your golf cart ready and start living your dream resort life today!

Cost to own

Mortgage calculator

Home Price

$659,000

Down Payment: 20%

$131,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$3,391

Principal & Interest: $3,391

Property taxes (est.): $1,010

Insurance (est.): $439

Estimated Total Monthly

$4,841

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$3,391

Property taxesest. at asking price, Clay County$1,010

HOAbilled quarterly$168

Estimated total, before insurance$4,570/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $84/yr

Estimated taxes if purchased at asking price: ~$12,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1991)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,664 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 12, 2026Active$659,000
Aug 8, 2026Listed$659,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$659,000

Price / Sq Ft$249

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,649

Total Structure Area3,604 sq ft

Acres0.37 acres

Year Built1991

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground, Screen Enclosure

Is WaterfrontNo

School Information

ElementarySpring Park

MiddleGreen Cove Springs

HighClay

Community Information

Address1799 Shoal Creek Circle, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point Golf

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size16,117.2 sq ft

Parcel Number04062601523100355

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Golf Course, Playground, Tennis Court(s)

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewGolf Course, Pool

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit, Sink

Window FeaturesSkylight(s)

SecurityGated with Guard, Security System Owned