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Sold

Sold·Closed Aug 13, 2026·67 days on market

1795 Colonial Drive

Green Cove Springs, FL 32043

$737,000sold priceListed at $749,900 · 98.3% of asking$231/sqftMLS# 2140068
4
Beds
3.5
Baths
3,196
Sq Ft
2004
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $168/mo0.53 acresSingle Family Residence2 stories

About this home

Green Cove Springs

GORGEOUS!! This exceptional custom home in Magnolia Point blends timeless elegance with modern upgrades, all set against serene preserve and golf course views. Filled with natural light, the home showcases soaring ceilings and expansive living spaces designed for both refined entertaining and everyday comfort. Owner's suite located downstairs, while upstairs offers a guest suite, two bedrooms with Jack & Jill bath, and a spacious loft. Recent improvements include a 2021 roof, dual HVAC systems (2019 & 2020), and 2022 water heater. The updated kitchen features refreshed cabinetry, improved island, and flows seamlessly into main living areas with newer LVP flooring. Outdoor living is elevated with a screened pool, enhanced equipment, and a stunning new waterfall with fire feature (2025), plus pergola with electric and curated landscape lighting. 3-car garage, paver patio, owned propane tank. No CDD! Resort-style amenities included. WELCOME HOME!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,082
Property taxesest. at asking price, Clay County$1,129
HOAbilled quarterly$168
Estimated total, before insurance$5,380/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,427/yr · $619/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$737,000
$147,400
Loan Term
Monthly Payment
$4,082
Principal & Interest: $4,082
Property taxes (est.): $1,129
Insurance (est.): $491
Estimated Total Monthly
$5,703
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,578 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard and pool on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:01 PM.

  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$532,253$393,559—
2024$525,292$381,760▲ $9,571
2023$518,303$369,185—
2022$463,592$356,976—
2021$370,340$227,948—
2020$355,193$224,035—

2025 property taxes (current owner): $7,427/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 13, 2026Closed$749,900
  • Aug 7, 2026Pending$749,900
  • Jul 12, 2026Active Under Contract$749,900
  • May 6, 2026Listed$749,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $235/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1856 Colonial Drive, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYJul 2026$700,000$1934/4.53,634700.3
3686 St Andrews Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$2214/2.52,559230.4
1677 Pebble Beach Boulevard, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSAug 2026$580,000$1654/43,512310.5
3570 Shinnecock Lane, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCSep 2025$560,000$2154/2.52,602230.5
3542 Shinnecock Lane, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTSSep 2026$770,000$2013/43,831360.6
1624 Colonial Drive, Green Cove Springs, FL 32043Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$685,000$2365/42,9002700.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$749,900
Price / Sq Ft$235
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,196
Acres0.53 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure, Waterfall
Is WaterfrontNo
Direction FacesNortheast

School Information

ElementaryPaterson
MiddleGreen Cove Springs
HighClay

Community Information

Address1795 Colonial Drive, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size23,086.8 sq ft
Parcel Number09062601523102121

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Golf Course, Pickleball, Security, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewGolf Course, Pool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
SecurityGated with Guard, Security Lights, Smoke Detector(s)

Exterior

Exterior FeaturesFire Pit
Patio / PorchFront Porch, Patio, Screened
FencingFenced, Back Yard, Wrought Iron
RoofShingle
ConstructionFrame, Stucco
Other StructuresGazebo
Road SurfaceAsphalt

Additional Information

Date ListedMay 6, 2026
Days on Market67
HOA Fees$505.32 / Quarterly
HOA FrequencyQuarterly
HOA NameMAY Management Services
Tax Amount$7,426.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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