Active·9 days on market
3686 St Andrews Court
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Beautifully maintained 4 bed, 2 1/2 bath home with a versatile flex space, ideally located in the highly desirable manned gated community of Magnolia Point Golf & Country Club. Perfectly positioned on almost an acre with scenic golf course views, this home offers a spacious and functional layout all on one level. The kitchen has granite counters, graphite appliances, lots of cabinet space and overlooks the breakfast nook and inviting family room, where a cozy fireplace creates the perfect gathering space. The spacious owner's suite is a relaxing retreat featuring walk-in closets and an en suite bath with dual vanities, a soaking tub, and walk-in shower. Step outside to the back garden oasis featuring a screened lanai, fire pit, tree house and fruit trees overlooking the peaceful golf course. Complete with a 3 car garage. This active community offers golf, tennis, pickleball, junior olympic-sized pool with splash pad and play area, sand volleyball, playground, and clubhouse with dining.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $426,001 | $255,814 | ▲ $7,518 |
| 2023 | $425,252 | $246,907 | — |
| 2022 | $382,494 | $238,260 | — |
| 2021 | $309,007 | $229,865 | — |
| 2020 | $297,243 | $226,001 | — |
2025 property taxes (current owner): $5,093/yr
Estimated taxes if purchased at asking price: ~$10,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,368 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 6, 2026Listed$575,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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