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Active

Active·90 days on market

3576 Barton Creek Circle

Green Cove Springs, FL 32043

$559,000$202/sqftEst. $2,975/moMLS# 2126714

Beds

Baths

2,762

Sq Ft

2005

Built

Garage

Pool

About this home

Green Cove Springs

*Price Improvement* Welcome to your slice of paradise in Magnolia Point Golf and Country Club -- a beautiful, gated community tucked into desirable Clay County. This lovingly maintained 4-bedroom, 3-bathroom home stretches across 2,762 square feet of thoughtful, easy-living design. From the moment you walk through the grand entry foyer, the home opens up with an effortless flow and a smart split floor plan that gives everyone their own little corner of quiet. The chef's kitchen is ready for everything from Tuesday-night tacos to Thanksgiving dinner for twenty, complete with a breakfast bar perfect for morning coffee, homework helpers, and the occasional unannounced wine tasting. The owner's suite? A true spa-like retreat. Dual walk-in closets, and a spa-inspired bath with a deep soaking tub and a separate shower. The backyard views are stunning. No neighbor, unless you count the heron and the deer! ***continued*

Cost to own

Mortgage calculator

Home Price

$559,000

Down Payment: 20%

$111,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,824

Principal & Interest: $2,824

Est. Taxes & Insurance: $706

Estimated Total Monthly

$3,530

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,975

Property taxesest. at asking price, Clay County$857

HOAbilled quarterly$168

Estimated total, before insurance$4,000/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $550,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$496,704	$496,704	—
2024	$489,828	$489,828	▲ $8,906
2023	$487,830	$293,254	—
2022	$408,620	$283,257	—
2021	$321,609	$321,609	—
2020	$310,212	$194,813	—

2025 property taxes (current owner): $9,122/yr

Estimated taxes if purchased at asking price: ~$10,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 15, 2026Listed$559,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$559,000

Price / Sq Ft$202

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,762

Total Structure Area3,814 sq ft

Acres0.32 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesNortheast

Community Information

Address3576 Barton Creek Circle, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point Golf

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size13,939.2 sq ft

Parcel Number37062601523102228

ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Gated, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile, Vinyl

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecurityGated with Guard