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Active

Active·57 days on market

2004 Wedge Court

Green Cove Springs, FL 32043

$548,000$182/sqftEst. $2,826/moMLS# 2149969
5
Beds
3
Baths
3,006
Sq Ft
2015
Built
2.5
Garage
No
Pool

About this home

Green Cove Springs

Welcome to Magnolia Point Golf & Country Club! This spacious 5-bedroom, 3-bath home offers over 3,000 square feet of living space on a desirable corner lot. The popular one-story floor plan features an open layout with a dedicated office/flex space, formal dining room, and a large family room that flows into the kitchen and breakfast area. The kitchen includes granite countertops, stainless steel appliances, a center island, abundant cabinetry, and a walk-in pantry. The split-bedroom design provides privacy, while a separate bedroom and bath offer an ideal guest or in-law setup. Additional features include tile flooring in the main living areas, a covered screened lanai, fenced backyard, and 2.5-car epoxy floor garage. Located in a gated golf course community with amenities including a pool, playground, and clubhouse, all convenient to shopping, dining, and major roadways.

Cost to own

Mortgage calculator

$548,000
$109,600
Loan Term
Monthly Payment
$2,826
Principal & Interest: $2,826
Property taxes (est.): $840
Insurance (est.): $365
Estimated Total Monthly
$4,031
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,826
Property taxesest. at asking price, Clay County$840
HOAbilled quarterly$168
Estimated total, before insurance$3,834/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $565,000 in April 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$578,489$0
2024$517,891$0 $40,538
2023$555,292$283,699
2022$472,936$273,980
2021$360,921$259,155
2020$336,417$254,887

2025 property taxes (current owner): $180/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 16, 2026Price change$548,000$17,000
  • Jun 11, 2026Listed$565,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$548,000
Price / Sq Ft$182
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage3,006
Acres0.26 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusActive
# of Garages2.5
Has PoolNo
Is WaterfrontNo

Community Information

Address2004 Wedge Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point Golf
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size11,325.6 sq ft
Parcel Number05062601523102599

Amenities

AmenitiesPool, Clubhouse, Gated, Golf Course, Park, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Screened
FencingFenced, Full, Wrought Iron, Other
RoofShingle
ConstructionStucco
Road SurfaceAsphalt

Additional Information

Date ListedJune 11, 2026
Days on Market36
HOA Fees$505.32 / Quarterly
HOA FrequencyQuarterly
HOA NameMay Management
Tax Amount$180
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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