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Active

Active·297 days on market

1839 Turnberry Court

Green Cove Springs, FL 32043

$650,000$197/sqftEst. $3,314/moMLS# 2111329

Beds

Baths

3,298

Sq Ft

1989

Built

Garage

Pool

About this home

Green Cove Springs

Experience luxury & tranquility in this stunning single-story estate nestled on a large private lot (0.64 acres) at the end of a quiet cul-de-sac. Featuring an energy-efficient concrete roof designed to last a lifetime, this home offers breathtaking panoramic views of a scenic lagoon & pristine golf course green from your beautifully landscaped yard. Inside, enjoy an open & bright floor plan with soaring ceilings, elegant crown moulding, coffered ceiling, amazing vista views over the grounds & lagoon, and custom finishes throughout. The kitchen & baths showcase imported 3 CM Brazilian granite countertops, complemented by premium 12x24 inch tile flooring—no carpet here! Simonton 6500 premium vinyl windows bathe every room in natural light. Step outside to custom landscaping & relax on the granite-mix pavered patio, or welcome guests via the stunning custom driveway and walkways.

Cost to own

Mortgage calculator

Home Price

$650,000

Down Payment: 20%

$130,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,314

Principal & Interest: $3,314

Property taxes (est.): $996

Insurance (est.): $433

Estimated Total Monthly

$4,744

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,314

Property taxesest. at asking price, Clay County$996

HOAbilled quarterly$153

Estimated total, before insurance$4,463/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,778/yr · $398/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$444,706	$258,046	—
2024	$439,651	$250,067	▲ $7,868
2023	$427,463	$234,226	—
2022	$379,211	$225,948	—
2021	$304,937	$217,911	—
2020	$293,218	$214,213	—

2024 property taxes (current owner): $4,778/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Oct 1, 2025Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$650,000

Price / Sq Ft$197

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,298

Acres0.64 acres

Year Built1989

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Villa

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryPaterson

MiddleGreen Cove Springs

HighClay

Community Information

Address1839 Turnberry Court, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionMagnolia Point

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size27,878.4 sq ft

Lot Dimensions0.64 acres

Parcel Number04062601523100345

ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Pickleball, Security, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener

ViewGolf Course, Pond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

Security24 Hour Security, Gated with Guard, Security Gate