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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Pending

Pending·388 days on market

1839 Turnberry Court

Green Cove Springs, FL 32043

$625,000$190/sqftEst. $3,435/mo mortgageMLS# 2111329
↓ $25,000 below original list
4
Beds
3
Baths
3,298
Sq Ft
1989
Built
2
Garage
No
Pool
FEMA Zone XHOA $153/mo0.64 acresWaterfrontSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Experience luxury & tranquility in this stunning single-story estate nestled on a large private lot (0.64 acres) at the end of a quiet cul-de-sac. Featuring an energy-efficient concrete roof designed to last a lifetime, this home offers breathtaking panoramic views of a scenic lagoon & pristine golf course green from your beautifully landscaped yard. Inside, enjoy an open & bright floor plan with soaring ceilings, elegant crown moulding, coffered ceiling, amazing vista views over the grounds & lagoon, and custom finishes throughout. The kitchen & baths showcase imported 3 CM Brazilian granite countertops, complemented by premium 12x24 inch tile flooring—no carpet here! Simonton 6500 premium vinyl windows bathe every room in natural light. Step outside to custom landscaping & relax on the granite-mix pavered patio, or welcome guests via the stunning custom driveway and walkways.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,435
Property taxesest. at asking price, Clay County$958
HOAbilled quarterly$153
Estimated total, before insurance$4,546/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,778/yr · $398/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,435
Principal & Interest: $3,435
Property taxes (est.): $958
Insurance (est.): $417
Estimated Total Monthly
$4,809
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Tile — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$444,706$258,046—
2024$439,651$250,067▲ $7,868
2023$427,463$234,226—
2022$379,211$225,948—
2021$304,937$217,911—
2020$293,218$214,213—

2024 property taxes (current owner): $4,778/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 24, 2026Pending$625,000
  • Sep 6, 2026Active Under Contract$625,000
  • Aug 30, 2026Active$625,000
  • Aug 22, 2026Active Under Contract$625,000
  • Aug 13, 2026Price change$625,000−$25,000
  • Oct 1, 2025Listed$650,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $190/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1834 Shoal Creek Circle, Green Cove Springs, FL 32043Listed by SEFAIR INVESTMENTS, INC.Oct 2026$339,000$1414/32,406390.1
1856 Colonial Drive, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYJul 2026$700,000$1934/4.53,634700.1
3686 St Andrews Court, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$565,000$2214/2.52,559230.2
1795 Colonial Drive, Green Cove Springs, FL 32043Listed by UNITED REAL ESTATE GALLERYAug 2026$737,000$2314/3.53,196670.3
3542 Shinnecock Lane, Green Cove Springs, FL 32043Listed by RE/MAX SPECIALISTSSep 2026$770,000$2013/43,831360.4
1909 Medinah Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$569,900$2364/32,41040.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,000
Price / Sq Ft$190
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage3,298
Acres0.64 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch, Villa
Property ConditionUpdated/Remodeled
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementaryPaterson
MiddleGreen Cove Springs
HighClay

Community Information

Address1839 Turnberry Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionMagnolia Point
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size27,878.4 sq ft
Lot Dimensions0.64 acres
Parcel Number04062601523100345
ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Maintenance Grounds, Pickleball, Security, Tennis Court(s)
Community FeaturesRestaurant, Gated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener
ViewGolf Course, Pond, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
Security24 Hour Security, Gated with Guard, Security Gate

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Dead End Street, Flag Lot
Patio / PorchPatio, Screened
RoofTile
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedOctober 1, 2025
Days on Market359
HOA Fees$459.38 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesSecurity
Tax Amount$4,778.35
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: INI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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