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Active

Active·121 days on market

1610 Rivers Road

Green Cove Springs, FL 32043

$575,000$201/sqftEst. $3,060/moMLS# 2109131

Beds

Baths

2,864

Sq Ft

1981

Built

Green Cove Springs

About this home

Charming home on a very secluded, quiet street in Green Cove Springs. Main home features 3 bedrooms with expansive upstairs primary suite, 2 living areas with wood burning fireplaces, pool, and expansive carport. 1 Bedroom 1 bath guest house is perfect for multi-generational living. Home is situated on just over 1 acre of land, with plenty of room to park your boat or RV. No CDD or HOA! Conveniently located just minutes from the new First Coast Expressway, providing quick and easy access to surrounding areas. Come experience the best of Green Cove Springs with Food truck Fridays, Saturday markets in the park, and great restaurants and shopping.

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$3,060

Principal & Interest: $3,060

Est. Taxes & Insurance: $765

Estimated Total Monthly

$3,825

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,060

Property taxesest. at asking price, Clay County$885

Estimated total, before insurance$3,946/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$372,123	$149,248	—

2024 property taxes (current owner): $3,039/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1981)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 10, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$201

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,864

Acres1.14 acres

Year Built1981

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionFixer

StatusActive

# of Carport Spaces3

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementarySpring Park

MiddleGreen Cove Springs

HighClay

Community Information

Address1610 Rivers Road, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionFellowship Park

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size49,658.4 sq ft

Parcel Number32052602103600000

ZoningSingle Family

Amenities

UtilitiesElectricity Connected

SewerSeptic Tank

Water SourceShared Well, Well

ParkingAttached Carport, Carport, Circular Driveway, Covered

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Guest Suite, In-Law Floorplan, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator, Trash Compactor

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces2

Fireplace FeaturesWood Burning

# of Stories2

LevelsTwo

LaundryLower Level