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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a new construction home in Jacksonville.

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Active·7 days on market

16485 McNair Branch Circle

Jacksonville, FL 32218

$443,000$177/sqftEst. $2,280/moMLS# 2158871
5
Beds
3
Baths
2,501
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to the Imperial, a beautifully designed two-story home featuring our Coastal elevation, 5 bedrooms, 3.5 bathrooms, and a spacious open-concept layout. Luxury Vinyl Plank flooring flows throughout the main living areas, creating a warm and inviting feel. The kitchen is equipped with Whirlpool appliances, including a microwave, dishwasher, and refrigerator, along with 42'' white upper cabinets, a Flow White tile backsplash, and a large center island perfect for everyday living and entertaining. A convenient drop zone at the entry and a laundry room sink add everyday functionality. Additional highlights include 8-foot interior doors, floor outlets, a Smart Home package, and a variety of thoughtful upgrades throughout the home.

Cost to own

Mortgage calculator

$443,000
$88,600
Loan Term
Monthly Payment
$2,280
Principal & Interest: $2,280
Property taxes (est.): $723
Insurance (est.): $295
Estimated Total Monthly
$3,298
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$2,280
Property taxesest. at asking price, Duval County$723
HOAbilled monthly$85
Estimated total, before insurance$3,088/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,236 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 6, 2026Listed$443,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$443,000
Price / Sq Ft$177
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,501
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleSelect One

Community Information

Address16485 McNair Branch Circle, Jacksonville, FL 32218
Area092-Oceanway/Pecan Park
SubdivisionJoseph Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Parcel Number1084150200

Amenities

AmenitiesPlayground
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewOther

Interior

Interior FeaturesEat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 6, 2026
Days on Market0
HOA Fees$85 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Other
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PULTE REALTY OF NORTH FLORIDA, LLC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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