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Sold

$460,000Sold4 bd · 2.5 ba · 2,433 sq ft

Sold·Closed Oct 9, 2026·19 days on market

2591 Eagle Bay Drive

Orange Park, FL 32073

$460,000sold priceListed at $475,000 · 96.8% of asking$189/sqftMLS# 2158724
4
Beds
2.5
Baths
2,433
Sq Ft
1983
Built
1
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

About this home

Orange Park

Secluded Half-Acre Retreat with Deeded Access to Doctors Lake 2018 ROOF / NEW AC Tucked beneath oaks & Spanish moss on a quiet private road in sought-after Eagle Bay, this brick ranch sits on a 1/2 acre with feeling of seclusion(4.5 mi to I-295). Deeded access via a wooded boardwalk leads to a private 300-ft community dock on Doctors Lake -- waterfront living, no waterfront price tag. Interior: vaulted great room w/ brick fireplace, wood flooring, leaded-glass entry, bright kitchen w/ oversized island & stainless appliances, quartz counters, formal dining w/ bay window, spacious bedrooms, spa-like primary bath (dual vanities, garden tub/shower), office/den, sunroom, atrium courtyard, interior laundry w/ utility sink. Exterior: fenced half-acre lot, 80'x22' driveway, brick façade, 2 storage sheds, Ring + ADT security. Just 13 homes on this private road. Minutes to shopping, dining & top schools. A rare blend of privacy and convenience in Clay County. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,508
Property taxesest. at asking price, Clay County$705
Estimated total, before insurance$3,213/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,197/yr · $350/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Septic system (public record) · Public water · Clay County Utilities

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,212 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,197/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Closed$475,000
  • Sep 6, 2026Pending$475,000
  • Sep 2, 2026Price change$475,000+$6,000
  • Sep 1, 2026Active$469,000
  • Aug 24, 2026Pending$469,000
  • Aug 5, 2026Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $183/sq ft; this home is listed at $189/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2321 Egremont Drive, Orange Park, FL 32073Listed by EXIT MAGNOLIA POINT REALTYOct 2026$590,000$1945/3.53,042580.7
2111 Kappa Court, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$430,000$1905/32,25830.9
2849 Cedarcrest Drive, Orange Park, FL 32073Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$210,000$864/22,43620.9
659 Tropical Parkway, Orange Park, FL 32073Listed by CHAD AND SANDY REAL ESTATE GROUPOct 2026$355,000$1424/2.52,504361.2
2286 Laurel Grove Lane W, Orange Park, FL 32073Listed by HOME SOLD REALTY LLCOct 2026$485,000$1825/32,66361.2
1311 Elk S, Orange Park, FL 32073Listed by BEYCOME OF FLORIDA LLCNov 2026$350,000$1833/21,908741.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$475,000
Price / Sq Ft$195
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,433
Total Structure Area3,330 sq ft
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address2591 Eagle Bay Drive, Orange Park, FL 32073
Area137-Doctor's Lake
SubdivisionNot Validd
CityOrange Park
CountyClay
StateFL
Zip Code32073
Parcel Number41-04-26-020283-008-00

Amenities

UtilitiesOther
Water SourceNone, Other
ParkingOther
ViewTrees/Woods, Other

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Other
AppliancesOther, None
HeatingNone
CoolingNone
# of Stories1
LevelsOne

Exterior

Other StructuresOther
Road SurfacePaved

Additional Information

Date ListedSeptember 1, 2026
Days on Market19
Tax Amount$4,196.69
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REEVE REAL ESTATE LLC

Sold by: EXIT MAGNOLIA POINT REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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