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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·4 days on market

1549 NE County Road 337

Trenton, FL 32643

$449,000$241/sqftEst. $2,487/moMLS# 2168970
3
Beds
1
Baths
1,861
Sq Ft
1976
Built
—
Garage
No
Pool
FEMA Zone XNo HOA13.44 acresSingle Family Residence2 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Trenton

Embrace the ultimate country lifestyle near High Springs, FL, with room to spread out, relax, and recharge. Tucked away in a scenic, elevated setting in NE Gilchrist County, just one mile from the Alachua County line, 30 minutes from Gainesville, this 13.44-acre property blends rural freedom with modern comfort. Enjoy sweeping, mile-long sunrise views over neighboring pastureland, along with open and wooded acreage ready for livestock, horses, or riding ATVs. Best of all, you get the peace of private country living while staying just minutes from world-famous freshwater springs and local amenities. Interior features an open-concept living and dining layout designed for seamless daily living. Full kitchen remodel featuring custom cabinetry, solid surface countertops, stainless steel appliances, an expansive 8-foot central island, and a dedicated custom pantry. Key System & Energy Upgrades (Last 4 Years): Major infrastructure replaced: roof, HVAC system, septic drai

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,487
Estimated total, before insurance$2,487/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,691/yr · $141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,000
$89,800
Loan Term
Monthly Payment
$2,487
Principal & Interest: $2,487
Insurance (est.): $299
Estimated Total Monthly
$2,786
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,691/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 13, 2026Listed$449,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$449,000
Price / Sq Ft$241
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,861
Acres13.44 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address1549 NE County Road 337, Trenton, FL 32643
Area681-Gilchrist County-East
SubdivisionNot Validd
CityTrenton
CountyGilchrist
StateFL
Zip Code32643
Lot Size585,446.4 sq ft
Lot Dimensions900.75 x 649.22
Parcel Number260816000000020000

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Carport, Covered, Gated

Interior

AppliancesElectric Cooktop, Electric Oven, Electric Range, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Ice Maker, Refrigerator, Solar Hot Water
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

Exterior FeaturesOther

Additional Information

Date ListedOctober 13, 2026
Days on Market3
Tax Amount$1,691
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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