Active Under Contract·52 days on market
2286 Laurel Grove Lane W
Orange Park, FL 32073
About this home
Orange Park
DON'T MISS THIS RARE ORANGE PARK GEM WITH ZERO HOA! Fully transformed with over $100,000 in top-to-bottom upgrades, this 5-bedroom, 3-full-bath residence sits on a sprawling 0.98-acre lot and delivers unmatched value, space, and peace of mind. MAJOR CAPITAL & SYSTEM UPGRADES: NEW HVAC System for optimal energy efficiency and years of worry-free comfort. COMPLETE ELECTRICAL REWIRE throughout the entire house--100% brand new and up to code. Full Interior Remodel featuring fresh modern finishes, upgraded flooring, updated lighting, and designer touches everywhere you look. LAYOUT & HIGHLIGHTS: Chef's Kitchen: Brand-new custom cabinetry, premium countertops with an expansive waterfall island, sleek tiled backsplash, and stainless steel appliances. Spacious 5BD/3BA Configuration: Generously sized bedrooms and 3 custom-tiled full bathrooms, including a primary suite with dual vanities and luxury finishes. Sunlit Living Areas: Bright, open layout with classic French doors opening to
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 1972)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0023922 · Public water (record)
County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,523 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $326,755 | $0 | — |
| 2024 | $316,450 | $0 | — |
| 2023 | $327,740 | $0 | — |
| 2022 | $285,659 | $0 | — |
| 2021 | $234,038 | $176,103 | — |
| 2020 | $228,406 | $172,906 | — |
Estimated taxes if purchased at asking price: ~$8,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Active Under Contract$485,000
- Aug 4, 2026Listed$485,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOME SOLD REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines