6487 SW 74th Drive

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

• Jun 24, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  543 Ray Edwards Road

  St. Augustine, FL 32086

  3 bd · 1.5 ba · 1,756 sq ft

  $439,900Est. $2,341/mo

  This charming single-family pool home in St. Augustine, FL was built in 1990 and offers 1,756 sq.ft. of finished…

  Listing Office: keys realty redefined

• 

  Pending

  395 Bacardi Drive

  Merritt Island, FL 32953

  3 bd · 2 ba · 1,382 sq ft

  $445,990Est. $2,374/mo

  Investor & Renovation Opportunity in Merritt Island! Bring your vision to this corner-lot property offering tremendous…

  Listing Office: olympus executive realty, inc

• 

  For Sale

  490 Pine Woods Road

  Ormond Beach, FL 32174

  3 bd · 2 ba · 1,404 sq ft

  $429,000Est. $2,283/mo

  Escape to peaceful country living on a private 2.16-acre corner lot shaded by beautiful canopy oaks, complete with a…

  Listing Office: mark spain real estate

• 

  For Sale

  1057 Welda Lane

  Jacksonville, FL 32221

  5 bd · 2.5 ba · 2,068 sq ft

  $427,700Est. $2,276/mo

  Pre-Construction. To Be Built. Experience The Lexington in Cassie Oaks, an intimate community of just 24 homesites…

  Listing Office: new home star florida llc

• 

  For Sale

  3105 SE SE 29th Blvd Boulevard

  Gainesville, FL 32641

  5 bd · 4 ba · 3,712 sq ft

  $445,000Est. $2,368/mo

  Listing Office: gresham realty

  in Live Oak
• 

  For Sale

  19514 N County Road 225

  Gainesville, FL 32609

  4 bd · 2 ba · 2,356 sq ft

  $375,000Est. $1,996/mo

  Listing Office: cw realty