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Active

Active·21 days on market

6487 SW 74th Drive

Gainesville, FL 32608

$439,900$212/sqftEst. $2,341/moMLS# 2152082

Beds

Baths

2,077

Sq Ft

2019

Built

Garage

Pool

About this home

Gainesville

Welcome to easy living in the highly desirable Brytan community, conveniently located just off Archer Road with quick access to shopping, dining, medical facilities, and the University of Florida. This thoughtfully designed home offers a spacious open-concept great room that creates the perfect gathering space for entertaining family and friends. The flexible floor plan features a private primary suite on the main level, along with a guest bedroom or home office, providing convenience and versatility. Upstairs, you'll find a loft ideal for a second living area, playroom, or workspace, plus two additional bedrooms connected by a shared bath. Step outside to the covered back patio, perfect for weekend barbecues, outdoor dining, or simply relaxing at the end of the day. Best of all, enjoy a low-maintenance lifestyle with HOA services that include lawn care, high-speed fiber-optic internet, and basic cable TV.

Cost to own

Mortgage calculator

Home Price

$439,900

Down Payment: 20%

$87,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,222

Principal & Interest: $2,222

Est. Taxes & Insurance: $556

Estimated Total Monthly

$2,778

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,341

HOAbilled quarterly$243

Estimated total, before insurance$2,585/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,786/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,811 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History