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Sold·Closed Aug 19, 2026·2 days on market

2849 Cedarcrest Drive

Orange Park, FL 32073

$210,000sold priceListed at $210,000 · 100% of asking$86/sqftMLS# 2162880
4
Beds
2
Baths
2,436
Sq Ft
1966
Built
2
Garage
Yes
Pool
No HOA13,068 sqft lotSingle Family Residence1 story

About this home

Orange Park

Investment Opportunity. Offering approximately 2,436 square feet with 4 bedrooms and 2 bathrooms, this single-story home provides plenty of room and a functional layout ready for a complete transformation. The kitchen, bathrooms, flooring and finishes are dated and will require renovation, making this an excellent opportunity for an investor, renovator or buyer looking to customize a home from the ground up. Situated on a generous .28 acre lot in an established neighborhood, this property offers tremendous potential and is ready for its next chapter.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,163
Property taxesest. at asking price, Clay County$322
Estimated total, before insurance$1,485/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,927/yr · $161/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$210,000
$42,000
Loan Term
Monthly Payment
$1,163
Principal & Interest: $1,163
Property taxes (est.): $322
Insurance (est.): $140
Estimated Total Monthly
$1,625
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1966)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,927/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 1, 2026Listed$210,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $190/sq ft; this home is listed at $86/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3175 Doctors Lake Drive, Orange Park, FL 32073Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$785,000$2604/2.53,0171350.6
3052 Marrano Drive, Orange Park, FL 32073Listed by FIRST COAST REALTY OF JACKSONVILLE INCSep 2026$325,000$1713/21,899400.8
2950 Lakeside Villa Drive, Orange Park, FL 32073Listed by HOME PLACE REALTYAug 2026$355,000$1904/21,8701270.9
2111 Kappa Court, Orange Park, FL 32073Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$430,000$1905/32,25831
2705 Navajo Road, Orange Park, FL 32073Listed by UNITED REAL ESTATE GALLERYAug 2026$360,000$1585/32,282511.1
553 Thomas Stone Court, Orange Park, FL 32073Listed by TPR REAL ESTATE GROUP INCSep 2026$281,000$1643/21,714751.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$210,000
Price / Sq Ft$86
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,436
Acres0.30 acres
Year Built1966
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address2849 Cedarcrest Drive, Orange Park, FL 32073
Area136-Lakeside Estates
SubdivisionLakeside Estates
CityOrange Park
CountyClay
StateFL
Zip Code32073
Lot Size13,068 sq ft
Parcel Number42042601335500000

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingAttached

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingElectric
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LaundryIn Garage
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch
FencingBack Yard
RoofShingle
ConstructionBrick
Road SurfaceConcrete
Road FrontageCounty Road

Additional Information

Date ListedSeptember 1, 2026
Days on Market2
Tax Amount$1,927.28
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 19, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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