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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·558 days on market

20225 NE 34th Court 817

Miami, FL 33810

$469,000$308/sqftEst. $2,598/mo mortgageMLS# 2081365
3
Beds
3
Baths
1,521
Sq Ft
1982
Built
—
Garage
No
Pool
FEMA Zone AEHOA $1300/moCondominium8 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Miami

20225 NE 34th Ct APT 817, Aventura, FL 33180 1521 sqft, (222 sqft/ terrace area) total 1743 sqft Located in the heart of aventura, Corner 3 bedroom, 3 bath has been renovated with a den ( this appartment could be converted easily to a 3 bedroom originally, with to have the division wall re-installed) huge master bedroom balcony, lots of closets. The whole building has been renovated. Magnificient view on the golf course, security, parking, valet, library, bbk, social room, pool, jacuzzy, sauna, fitness, tennis courts, pool table all amenities etc Great schools in the area

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,598
HOAbilled monthly$1,300
Estimated total, before insurance$3,898/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$469,000
$93,800
Loan Term
Monthly Payment
$2,598
Principal & Interest: $2,598
Insurance (est.): $313
Estimated Total Monthly
$2,910
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · North - Interama · Public water · Hialeah Preston

County records show this parcel on central sewer served by North - Interama — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,473/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Apr 11, 2025Listed$469,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$469,000
Price / Sq Ft$308
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,521
Year Built1982
TypeResidential
Sub-TypeCondominium
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address20225 NE 34th Court 817, Miami, FL 33810
Area993-Out Of Area-South
SubdivisionNot Validd
CityMiami
CountyMiami-Dade
StateFL
Zip Code33810
Parcel Number2812350241530

Amenities

AmenitiesPool, Cable TV, Trash
UtilitiesOther
Water SourceOther
ParkingParking Lot

Interior

Interior FeaturesWalk-In Closet(s)
AppliancesWasher
CoolingZoned
FlooringCarpet, Marble, Tile
# of Stories8
Security24 Hour Security, Fire Alarm, Fire Sprinkler System, Secured Elevator

Exterior

Exterior FeaturesBalcony, Storm Shutters
Other StructuresOther

Additional Information

Date ListedApril 11, 2025
Days on Market414
HOA Fees$1,300 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInternet, Pest Control
Tax Amount$5,473
Tax Year2023
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines