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Active

Active·507 days on market

20225 NE 34th Court 817

Miami, FL 33810

$469,000$308/sqftEst. $2,411/moMLS# 2081365

Beds

Baths

1,521

Sq Ft

1982

Built

—

Garage

Pool

About this home

Miami

20225 NE 34th Ct APT 817, Aventura, FL 33180 1521 sqft, (222 sqft/ terrace area) total 1743 sqft Located in the heart of aventura, Corner 3 bedroom, 3 bath has been renovated with a den ( this appartment could be converted easily to a 3 bedroom originally, with to have the division wall re-installed) huge master bedroom balcony, lots of closets. The whole building has been renovated. Magnificient view on the golf course, security, parking, valet, library, bbk, social room, pool, jacuzzy, sauna, fitness, tennis courts, pool table all amenities etc Great schools in the area

Cost to own

Mortgage calculator

Home Price

$469,000

Down Payment: 20%

$93,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,411

Principal & Interest: $2,411

Insurance (est.): $313

Estimated Total Monthly

$2,724

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,411

HOAbilled monthly$1,300

Estimated total, before insurance$3,711/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,473/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · North - Interama · Public water · Hialeah Preston

County records show this parcel on central sewer served by North - Interama — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History