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Pending

Pending·12 days on market

2111 Kappa Court

Orange Park, FL 32073

$430,000$190/sqftEst. $2,192/moMLS# 2156640

Beds

Baths

2,258

Sq Ft

1978

Built

Garage

Pool

About this home

Orange Park

Welcome home to this beautifully updated residence in Orange Park's desirable Foxwood neighborhood. Thoughtfully prepared for its next owner, this move-in ready home features a new roof, fresh interior paint, a new water heater, and numerous updates that provide peace of mind from day one. Bright, inviting living spaces flow seamlessly for both everyday living and entertaining, while the spacious backyard offers room to relax, play, or create your own outdoor retreat. Conveniently located near shopping, dining, parks, top-rated amenities, NAS Jacksonville, and major commuter routes, this home delivers the perfect blend of comfort, convenience, and value. Don't miss your opportunity to make this Foxwood gem your own. New roof. New water heater. 4 Point Inspection done. Irrigation on well water. Shed has electricity.

Cost to own

Mortgage calculator

Home Price

$430,000

Down Payment: 20%

$86,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,192

Principal & Interest: $2,192

Property taxes (est.): $659

Insurance (est.): $287

Estimated Total Monthly

$3,138

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,192

Property taxesest. at asking price, Clay County$659

Estimated total, before insurance$2,851/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,759/yr · $230/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,759/yr

Estimated taxes if purchased at asking price: ~$7,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,536 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 27, 2026Pending$430,000
Jul 23, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$430,000

Price / Sq Ft$190

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,258

Acres0.55 acres

Year Built1978

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryMontclair

MiddleLakeside

HighOrange Park

Community Information

Address2111 Kappa Court, Orange Park, FL 32073

Area135-Park West/Montclair

SubdivisionFoxwood

CityOrange Park

CountyClay

StateFL

Zip Code32073

Lot Size23,958 sq ft

Parcel Number07042601298601100

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingHeat Pump

CoolingElectric

FlooringCarpet, Tile

FireplaceYes

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup