Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a waterfront home in St. Johns County.

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4225 A1A S F140

St. Augustine, FL 32080

$425,000$1063/sqftEst. $2,167/moMLS# 2158478

Beds

Baths

400

Sq Ft

2005

Built

—

Garage

Pool

About this home

St. Augustine

Experience true waterfront living in this fully furnished, turn-key park model home situated directly on the Intracoastal in the highly desirable Ocean Grove RV Campground. With a 99-year land lease valid through 2107, this rare opportunity blends comfort, convenience, and unbeatable views. This 1-bedroom, 1-bath home is designed for effortless full-time living or the perfect coastal escape. Enjoy morning coffee or evening sunsets from your expansive waterfront porch, where the Intracoastal is quite literally your backyard. Ocean Grove offers exceptional amenities including direct Intracoastal access with a private dock and boat ramp, community pool, on-site bar and restaurant, 24-hour gated entry, laundry facilities, and a short stroll to the beach. With no rental restrictions, this property also stands out as an excellent investment for short-term or long-term income.

Cost to own

Mortgage calculator

Home Price

$425,000

Down Payment: 20%

$85,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,167

Principal & Interest: $2,167

Property taxes (est.): $566

Insurance (est.): $283

Estimated Total Monthly

$3,016

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,167

Property taxesest. at asking price, St. Johns County$566

Estimated total, before insurance$2,732/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

History