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This home is in Ponte Vedra Beach — a pool home in Ponte Vedra Beach.

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Active·Listed today

1197 Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$22,900,000$1893/sqftEst. $116,760/moMLS# 2157826

Beds

Baths

12,095

Sq Ft

2009

Built

Garage

Yes

Pool

About this home

Ponte Vedra Beach

Perched atop one of the highest natural elevations along Northeast Florida's coastline at an extraordinary 34 feet above sea level, this iconic oceanfront estate commands 220 feet of pristine Atlantic Ocean frontage. Spanning over 12,500± square feet, the property includes an approximately 9,000-square-foot main residence and a 3,500-square-foot guest house, thoughtfully designed for multi-generational living and unforgettable entertaining. Built with poured concrete ICF construction and supported by more than 120 pilings, this residence exemplifies exceptional engineering, enduring strength, and timeless craftsmanship. The main home features four luxurious ensuite bedrooms, two powder baths, expansive living spaces, and walls of glass framing breathtaking ocean views. The guest house offers three additional ensuite bedrooms, a home theater, and private gathering spaces for family and guests. Resort-inspired outdoor amenities include an infinity-edge pool and spa, summer...

Cost to own

Mortgage calculator

Home Price

$22,900,000

Down Payment: 20%

$4,580,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$116,760

Principal & Interest: $116,760

Property taxes (est.): $30,472

Insurance (est.): $15,267

Estimated Total Monthly

$162,499

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$116,760

Property taxesest. at asking price, St. Johns County$30,472

Estimated total, before insurance$147,232/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$138,913/yr · $11,576/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $138,913/yr

Estimated taxes if purchased at asking price: ~$365,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,782 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 30, 2026Listed$22,900,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$22,900,000

Price / Sq Ft$1,893

Bedrooms7

Bathrooms9.00

Full Baths7

Half Baths4

Square Footage12,095

Acres1.65 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages4

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Waterfall

Is WaterfrontYes

Community Information

Address1197 Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082

Area261-Ponte Vedra Bch-S Of Corona-E Of A1E/Lake Pv

SubdivisionPonte Vedra Beach

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size71,874 sq ft

Parcel Number0598300200

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Detached, Garage, Garage Door Opener

ViewBeach

Waterfront TypeNavigable Water, Ocean Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar, Wine Cellar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Freezer, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Stone, Wood

FireplaceYes

# of Fireplaces6

Fireplace FeaturesGas, Wood Burning

# of Stories2

SecuritySecurity Gate

Spa FeaturesIn Ground, Heated