This home is in Jacksonville.
Sold·Closed Sep 4, 2026·27 days on market·Recent sales in Jacksonville
2912 W 12th Street
Jacksonville, FL 32254
About this home
Jacksonville
**Multiple Offers, Highest and best due no later than Monday,8/10 at 5PM EST** Great opportunity for investors or homebuyers looking for a solid property with key updates already completed. This home features a roof replaced in 2020 and a new HVAC system installed in 2020, offering peace of mind on the major high-cost items. Located within easy reach of major roadways, schools, and local services, this property brings strong potential for its next owner. Sold AS-IS with seller to make no repairs.
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — 2020 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,480 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $2,627/yr
Estimated taxes if purchased at asking price: ~$1,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 10, 2026Closed$105,000
- Aug 26, 2026Pending$105,000
- Aug 14, 2026Active Under Contract$105,000
- Jul 29, 2026Listed$105,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $161/sq ft; this home is listed at $98/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3104 W 15th Street, Jacksonville, FL 32254Listed by FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT | Sep 2026 | $213,000 | $178 | 3/2 | 1,197 | 131 | 0.3 |
| 3154 2nd St Circle, Jacksonville, FL 32254Listed by REAL BROKER LLC | Sep 2026 | $220,000 | $182 | 3/2 | 1,209 | 0 | 0.7 |
| 3157 4th Street Circle, Jacksonville, FL 32254Listed by REMAX WELCOME HOME | Sep 2026 | $135,500 | $156 | 2/1 | 870 | 40 | 0.7 |
| 2408 Robert Street, Jacksonville, FL 32209Listed by CENTURY 21 LIGHTHOUSE REALTY | Sep 2026 | $177,250 | $135 | 4/2 | 1,314 | 2 | 0.9 |
| 3021 Commonwealth Avenue, Jacksonville, FL 32254Listed by LA ROSA REALTY NORTH FLORIDA, LLC. | Sep 2026 | $174,000 | $161 | 3/2 | 1,080 | 98 | 1 |
| 3524 Andrews Street, Jacksonville, FL 32254Listed by BETTER HOMES AND GARDENS LIFESTYLES REALTY | Sep 2026 | $190,017 | $155 | 3/2 | 1,222 | 0 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: JWB REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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