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Active

Active·32 days on market

3214 Carolina Rose Court

Green Cove Springs, FL 32043

$569,000$226/sqftEst. $2,925/moMLS# 2157593

Beds

Baths

2,517

Sq Ft

2022

Built

Garage

Pool

About this home

Green Cove Springs

Nestled within the serene community of Goose Creek Estates in Green Cove Springs, welcome to 3214 Carolina Rose Court, where modern elegance meets Southern charm. Better than new and no waiting to build, this meticulously maintained home with so many upgrades is ready to move right in. The heart of the home is the open-concept living area, seamlessly connecting the living, dining, and kitchen spaces. Ideal for both everyday living and entertaining, this versatile layout features high ceilings and stylish finishes throughout. The gourmet kitchen is a chef's dream, boasting quartz countertops, stainless steel appliances, a large island, ample cabinet space and oversized kitchen pantry. The family chef will enjoy creating wonderful meals while entertaining or having a casual dining experience. Retreat to the luxurious primary suite, complete with a spacious bedroom, walk-in closet and an ensuite bathroom featuring dual vanities, a soaking tub, and a separate shower.

Cost to own

Mortgage calculator

Home Price

$569,000

Down Payment: 20%

$113,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$2,925

Principal & Interest: $2,925

Property taxes (est.): $872

Insurance (est.): $379

Estimated Total Monthly

$4,177

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,925

Property taxesest. at asking price, Clay County$872

HOAbilled annually$88

Estimated total, before insurance$3,886/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 14, 2026Price change$569,000−$10,000
Jul 29, 2026Listed$579,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$569,000

Price / Sq Ft$226

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,517

Acres0.17 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address3214 Carolina Rose Court, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionGoose Creek Estates

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size7,405.2 sq ft

Parcel Number32052602099201202

Amenities

UtilitiesCable Available, Electricity Available, Water Available

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories1