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Active Under Contract

Active Under Contract·85 days on market

3214 Carolina Rose Court

Green Cove Springs, FL 32043

$559,000$222/sqftEst. $3,072/mo mortgageMLS# 2157593
↓ $20,000 below original list
4
Beds
3
Baths
2,517
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XHOA $88/mo7,405 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Nestled within the serene community of Goose Creek Estates in Green Cove Springs, welcome to 3214 Carolina Rose Court, where modern elegance meets Southern charm. Better than new and no waiting to build, this meticulously maintained home with so many upgrades is ready to move right in. The heart of the home is the open-concept living area, seamlessly connecting the living, dining, and kitchen spaces. Ideal for both everyday living and entertaining, this versatile layout features high ceilings and stylish finishes throughout. The gourmet kitchen is a chef's dream, boasting quartz countertops, stainless steel appliances, a large island, ample cabinet space and oversized kitchen pantry. The family chef will enjoy creating wonderful meals while entertaining or having a casual dining experience. Retreat to the luxurious primary suite, complete with a spacious bedroom, walk-in closet and an ensuite bathroom featuring dual vanities, a soaking tub, and a separate shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,072
Property taxesest. at asking price, Clay County$857
HOAbilled annually$88
Estimated total, before insurance$4,017/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$559,000
$111,800
Loan Term
Monthly Payment
$3,072
Principal & Interest: $3,072
Property taxes (est.): $857
Insurance (est.): $373
Estimated Total Monthly
$4,301
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 11, 2026Active Under Contract$559,000
  • Sep 13, 2026Price change$559,000−$10,000
  • Aug 14, 2026Price change$569,000−$10,000
  • Jul 29, 2026Listed$579,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $222/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3255 Maryland Avenue, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC.Aug 2026$445,000$2003/2.52,220110.2
3034 Free Bird Loop, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$600,000$2115/42,839900.5
3011 Free Bird Loop, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYAug 2026$438,000$1934/22,275710.5
3311 Southern Oaks Drive, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYSep 2026$860,000$3303/32,607200.6
3060 Free Bird Loop, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCAug 2026$455,000$1834/42,49290.6
3473 Lawton Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYOct 2026$310,000$1674/21,861160.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$559,000
Price / Sq Ft$222
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,517
Acres0.17 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementarySpring Park, reported on 4 other Goose Creek Estates listings
MiddleGreen Cove Springs, reported on 6 other Goose Creek Estates listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address3214 Carolina Rose Court, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGoose Creek Estates
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size7,405.2 sq ft
Parcel Number32052602099201202

Amenities

UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1

Exterior

Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 29, 2026
Days on Market74
HOA Fees$1,060 / Annually
HOA FrequencyAnnually
HOA NameGoose Creek Estates HOA
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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