Sold·Closed Oct 23, 2026·51 days on market
3249 Maryland Avenue
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Welcome to 3249 Maryland Avenue! Situated on approximately 0.90 acres with no HOA or CDD fees, this 3-bedroom, 2-bath home offers approximately 1,802 square feet of living space and a functional layout. The updated kitchen features modern cabinetry and countertops, and the spacious yard provides ample room to relax, entertain, garden, or enjoy outdoor living. According to the seller, the roof was replaced in 2019, the HVAC system was replaced in 2025, and the kitchen was updated in 2022. Conveniently located with access to schools, shopping, dining, parks, and major roadways. All information is deemed reliable but not guaranteed. Buyers are encouraged to independently verify all information important to their purchase, including square footage, lot size, improvements, room dimensions, school assignments, zoning, and permit history. Seller(s) are licensed Florida real estate agents.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2019 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,633 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)about 23 mi · 80 parking spaces
Closest park or preserve
Alpine Groves Parkabout 6 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 1 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 1 mi · Saint Johns River - Black Creek
Closest grocery store
Publixabout 7 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:34 AM, sunset 6:48 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $281,083 | $60,407 | — |
| 2023 | $249,519 | $57,192 | — |
| 2022 | $196,888 | $54,070 | — |
| 2021 | $153,790 | $51,039 | — |
| 2020 | $136,811 | $49,644 | — |
2025 property taxes (current owner): $1,478/yr
Estimated taxes if purchased at asking price: ~$6,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Oct 23, 2026Closed$349,900
- Oct 21, 2026Pending$349,900
- Sep 18, 2026Active Under Contract$349,900
- Sep 17, 2026Pending$349,900
- Sep 10, 2026Price change$349,900−$7,100
- Aug 3, 2026Listed$357,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $194/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3255 Maryland Avenue, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC. | Aug 2026 | $445,000 | $200 | 3/2.5 | 2,220 | 11 | 0 |
| 3473 Lawton Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTY | Oct 2026 | $310,000 | $167 | 4/2 | 1,861 | 16 | 0.5 |
| 3419 Lawton Place, Green Cove Springs, FL 32043Listed by LPT REALTY LLC | Aug 2026 | $320,000 | $172 | 4/2 | 1,861 | 92 | 0.6 |
| 3011 Free Bird Loop, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTY | Aug 2026 | $438,000 | $193 | 4/2 | 2,275 | 71 | 0.7 |
| 2660 Oak Stream Drive, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLC | Jul 2026 | $359,000 | $165 | 4/2.5 | 2,181 | 43 | 0.8 |
| 3366 Wall Road, Green Cove Springs, FL 32043Listed by WATSON REALTY CORP | Jul 2026 | $200,000 | $96 | 3/2 | 2,094 | 18 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Sold by: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
Similar homes in Green Cove Springs
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines