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Active

Active·58 days on market

3011 Free Bird Loop

Green Cove Springs, FL 32043

$459,000$202/sqftEst. $2,443/moMLS# 2145909

Beds

Baths

2,275

Sq Ft

2018

Built

Garage

Pool

About this home

Green Cove Springs

Welcome to this beautifully designed 4-bedroom, 2-bath home in the sought-after Edgewater Landing community of Green Cove Springs. Offering over 2,275 square feet of living space, this home combines comfort, style, & functionality with an open-concept layout & oversized 3-car garage perfect for extra storage, golf carts, or all your outdoor toys. Step inside to soaring ceilings, upgraded finishes per Emerald specs, & spacious living areas filled with natural light. The gourmet kitchen is the heart of the home, featuring a large island, abundant counter space, built-in appliances, & seamless flow into the dining and living areas - ideal for entertaining or everyday living. The spacious primary suite offers a relaxing retreat with a spa-like bath & generous walk-in closet, while three additional bedrooms provide flexibility for guests, family, or a home office. Enjoy Florida living with a covered lanai & access to Edgewater Landing amenities including a community boat dock, RV/boat stor

Cost to own

Mortgage calculator

Home Price

$459,000

Down Payment: 20%

$91,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,319

Principal & Interest: $2,319

Est. Taxes & Insurance: $580

Estimated Total Monthly

$2,898

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,443

Property taxesest. at asking price, Clay County$703

HOAbilled quarterly$82

Estimated total, before insurance$3,229/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $455,000 in August 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$422,110	$268,349	—
2024	$415,269	$260,079	—
2023	$406,070	$203,795	—
2022	$333,860	$200,612	—
2021	$277,617	$193,153	—
2020	$268,479	$189,720	—

2025 property taxes (current owner): $4,612/yr

Estimated taxes if purchased at asking price: ~$8,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 18, 2026Listed$459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$459,000

Price / Sq Ft$202

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,275

Total Structure Area3,119 sq ft

Acres0.20 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Community Information

Address3011 Free Bird Loop, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionEdgewater Landing

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size8,712 sq ft

Parcel Number29052601444600659

ZoningPUD

Amenities

AmenitiesBoat Dock, Boat Launch, Gated, Playground, RV/Boat Storage

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup