Active·92 days on market
3095 Goose Creek Lane
Green Cove Springs, FL 32043
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Green Cove Springs
Priced to Sell! Experience the best of country living on this beautiful 5+ acre property, perfect for a farm, garden, or equestrian lifestyle. Previously operated as a horse property, it is already equipped with fencing, established pasture, and extensive owner improvements, including land grading and pasture development. The charming ranch-style home offers 3 spacious bedrooms, 2 bathrooms, and a fully renovated, oversized kitchen overlooking the backyard and acreage. Major updates include a 2018 roof, new HVAC (2026), and a private artesian well. The property also features well, septic, and electricity already in place. Enjoy mature trees, high-and-dry land, and direct access to the St. Johns River through navigable Peter's Creek and Black Creek, making it ideal for boating, fishing, & outdoor recreation. Whether you're seeking a peaceful country retreat, hobby farm, or turnkey equestrian property, this exceptional property offers endless possibilities with the perfect combination.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — 2018 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 23 mi · 70 parking spaces
Closest park or preserve
Alpine Groves Parkabout 6 mi · 1 mi of trails
Closest public boat ramp
Knight's Boat Ramp and Marina on Black Creekabout 1 mi · St. Johns River - Black Creek
Closest kayak & paddleboard launch
Camp Chowenwaw Park Paddlecraft Launchabout 1 mi · Saint Johns River - Black Creek
Closest grocery store
Publixabout 7 mi · 205 Rivertown Shops Dr, Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $5,623/yr
Estimated taxes if purchased at asking price: ~$11,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 23, 2026Listed$635,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $195/sq ft; this home is listed at $515/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1692 County Road 315B, Green Cove Springs, FL 32043Listed by INI REALTY | Jul 2026 | $297,500 | $243 | 3/2 | 1,222 | 50 | 0.5 |
| 3218 Little Fawn Lane, Green Cove Springs, FL 32043Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $274,000 | $195 | 3/2 | 1,402 | 22 | 0.8 |
| 2347 Oak Stream Drive, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $274,000 | $176 | 3/2 | 1,558 | 2 | 1 |
| 2139 Province Street, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNS | May 2026 | $310,000 | $205 | 3/2 | 1,510 | 7 | 1 |
| 2190 Willow Springs Drive, Green Cove Springs, FL 32043Listed by ERA ONETEAM REALTY | Apr 2026 | $280,000 | $180 | 3/2 | 1,559 | 45 | 1.1 |
| 3304 Lawton Place, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNS | May 2026 | $300,021 | $193 | 3/2 | 1,557 | 84 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Goose Creek Estates
For Sale3269 Vanden Sawyer CourtGreen Cove Springs, FL 32043
5 bd · 4 ba · 3,194 sq ft
$629,000Est. $3,348/moIf you're searching for a luxury home with a charming small-town feel, look no further! Nestled in the highly coveted…
Listing Office: keller williams st johns
For Sale2996 Goose Creek LaneGreen Cove Springs, FL 32043
4 bd · 3 ba · 2,527 sq ft
$575,000Est. $3,060/moRelaxed Florida living in the boutique community of Goose Creek. This like-new 4-bedroom, 3-bath residence offers…
Listing Office: coldwell banker vanguard realty
For Sale3018 Goose Creek LaneGreen Cove Springs, FL 32043
5 bd · 4 ba · 3,475 sq ft
$699,900Est. $3,725/moWELCOME HOME!!! This is a fantastic home in desirable GOOSE CREEK ESTATES! This home has 5 bedrooms, 4 full baths, &…
Listing Office: trinity real estate iii llc
Under Contract3214 Carolina Rose CourtGreen Cove Springs, FL 32043
4 bd · 3 ba · 2,517 sq ft
$559,000Est. $2,975/moNestled within the serene community of Goose Creek Estates in Green Cove Springs, welcome to 3214 Carolina Rose Court,…
Listing Office: coldwell banker vanguard realty
Keep looking
Similar homes in Green Cove Springs
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines