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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·246 days on market

3007 Goose Creek Lane

Green Cove Springs, FL 32043

$449,000$241/sqftEst. $2,467/mo mortgageMLS# 2130649
↓ $16,000 below original list
4
Beds
2
Baths
1,865
Sq Ft
2024
Built
3
Garage
No
Pool
FEMA Zone XHOA $83/mo7,405 sqft lotSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Green Cove Springs

Welcome to this stunning home built in 2024 in Goose Creek Estates, featuring 4 spacious bedrooms and 2 modern baths. This home boasts an open floor plan with upgraded high ceilings, creating an airy and inviting atmosphere. The gourmet kitchen flows seamlessly into the living area, perfect for entertaining. Enjoy the convenience of a 3-car garage and a fully installed irrigation system and fully fenced in back yard! Don't miss out on this beautifully designed home that combines luxury with functionality!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,467
Property taxesest. at asking price, Clay County$688
HOAbilled quarterly$83
Estimated total, before insurance$3,239/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,846/yr · $487/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$449,000
$89,800
Loan Term
Monthly Payment
$2,467
Principal & Interest: $2,467
Property taxes (est.): $688
Insurance (est.): $299
Estimated Total Monthly
$3,455
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,634 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $446,800 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$399,955$349,233—
2024$70,000$48,400—
2023$70,000$44,000—
2022$40,000$40,000—

2025 property taxes (current owner): $5,846/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 27, 2026Price change$449,000−$6,000
  • Aug 1, 2026Price change$455,000−$10,000
  • Feb 18, 2026Listed$465,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $241/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3255 Maryland Avenue, Green Cove Springs, FL 32043Listed by PLANTANA REALTY, INC.Aug 2026$445,000$2003/2.52,220110.2
3011 Free Bird Loop, Green Cove Springs, FL 32043Listed by EXIT MAGNOLIA POINT REALTYAug 2026$438,000$1934/22,275710.5
3292 Cypress Walk Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYSep 2026$460,000$1954/32,361420.6
3473 Lawton Place, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYOct 2026$310,000$1674/21,861160.7
3419 Lawton Place, Green Cove Springs, FL 32043Listed by LPT REALTY LLCAug 2026$320,000$1724/21,861920.8
2766 Oak Stream Drive, Green Cove Springs, FL 32043Listed by KELLER WILLIAMS ST JOHNSSep 2026$340,000$1854/21,835290.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$449,000
Price / Sq Ft$241
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,865
Acres0.17 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

MiddleGreen Cove Springs
HighClay

Community Information

Address3007 Goose Creek Lane, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGoose Creek Estates
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size7,405.2 sq ft
Parcel Number32052602099201240
ZoningResidential

Amenities

AmenitiesPlayground
UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Stone
Road SurfacePaved

Additional Information

Date ListedFebruary 18, 2026
Days on Market190
HOA Fees$250 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,845.93
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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