1 / 57

Active

Active·60 days on market

3034 Free Bird Loop

Green Cove Springs, FL 32043

$639,990$225/sqftEst. $3,406/moMLS# 2145680

Beds

Baths

2,839

Sq Ft

2020

Built

Garage

Yes

Pool

About this home

Green Cove Springs

No CDD fees, a low HOA, and just 5 minutes from Fleming Island-this beautifully updated 5-bedroom, 4-bath home in the gated community of Edgewater Landing offers a rare combination of custom design, everyday functionality, and sought-after community amenities, including a private dock, RV and boat storage, and a charming butterfly garden. From the moment you step inside, you'll notice the designer-inspired details and custom finishes that make this home truly unforgettable. Professionally skim-coated walls, stunning shiplap accents, and thoughtfully curated upgrades throughout have earned this home the nickname ''the Instagram House'' for good reason. The spacious living room is centered around a custom fireplace, creating a warm and inviting focal point for gathering with family and friends.

Cost to own

Mortgage calculator

Home Price

$639,990

Down Payment: 20%

$127,998

Interest Rate: 6.49%

Loan Term

Monthly Payment

$3,233

Principal & Interest: $3,233

Est. Taxes & Insurance: $808

Estimated Total Monthly

$4,041

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,406

Property taxesest. at asking price, Clay County$981

HOAbilled quarterly$82

Estimated total, before insurance$4,469/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $490,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$516,874	$361,359	—
2024	$506,065	$350,468	—
2023	$492,479	$292,134	—
2022	$402,388	$286,378	—
2021	$331,921	$276,421	—
2020	$65,000	$65,000	—

2025 property taxes (current owner): $6,031/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 16, 2026Listed$639,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$639,990

Price / Sq Ft$225

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,839

Acres0.22 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesAbove Ground

Is WaterfrontNo

School Information

ElementarySpring Park

MiddleGreen Cove Springs

HighClay

Community Information

Address3034 Free Bird Loop, Green Cove Springs, FL 32043

Area161-Green Cove Springs

SubdivisionEdgewater Landing

CityGreen Cove Springs

CountyClay

StateFL

Zip Code32043

Lot Size9,583.2 sq ft

Parcel Number29052601444600505

ZoningResidential

Amenities

AmenitiesBoat Dock, Gated, Park, Playground, RV/Boat Storage

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Attached, Garage, Garage Door Opener, RV Access/Parking

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Wine Cooler

HeatingCentral, Electric, Hot Water

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySecurity Gate