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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 18, 2026·24 days on market·Recent sales in Jacksonville

1421 Lane Circle E

Jacksonville, FL 32254

$75,000sold priceListed at $89,400 · 83.9% of asking$40/sqftMLS# 2157084
3
Beds
1.5
Baths
1,878
Sq Ft
1952
Built
—
Garage
No
Pool
FEMA Zone XNo HOA0.91 acresSingle Family Residence1 story

About this home

Jacksonville

Investor Special with Incredible Potential on Nearly an Acre! Bring your vision to this rare opportunity to transform a spacious 3-bedroom, 1.5-bath home offering 1,878 square feet situated on an oversized 0.91-acre lot in Jacksonville. Whether you're an experienced rehabber, builder, or investor looking for your next value-add project, this property offers the space, layout, and lot size to create something truly special. The home is in need of a full renovation and is being sold AS-IS, making it an ideal candidate for a complete remodel or investment project. With nearly an acre of land, there is ample room for expansion, detached structures, outdoor entertaining areas, or other improvements, subject to zoning and county approvals. Properties with this much square footage and land at this price point are increasingly difficult to find. Conveniently located with quick access to major highways, Downtown Jacksonville, shopping, dining, and employment centers.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$415
Property taxesest. at asking price, Duval County$122
Estimated total, before insurance$538/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,768/yr · $314/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$75,000
$15,000
Loan Term
Monthly Payment
$415
Principal & Interest: $415
Property taxes (est.): $123
Insurance (est.): $50
Estimated Total Monthly
$588
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,229 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,768/yr

Estimated taxes if purchased at asking price: ~$1,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$89,400
  • Aug 30, 2026Pending$89,400
  • Aug 4, 2026Price change$89,400−$10,000
  • Jul 25, 2026Listed$99,400

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $163/sq ft; this home is listed at $48/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7116 Natal Avenue, Jacksonville, FL 32254Listed by FREEDOM REALTY GROUP LLCSep 2026$72,500$334/22,20941.3
5663 Tomahawk Lake Drive, Jacksonville, FL 32254Listed by AXEN REALTY LLCSep 2026$336,997$1634/32,0701291.4
7065 Plymouth Grove Court, Jacksonville, FL 32220Listed by REDFIN CORPORATIONSep 2026$275,000$1654/21,670831.4
2031 Sotterley Lane, Jacksonville, FL 32220Listed by ELITE REALTY GROUPSep 2026$273,500$1474/21,856721.4
7071 Plymouth Grove Court, Jacksonville, FL 32220Listed by SUNCOAST PROPERTY MANAGEMENT LLCAug 2026$269,700$1534/21,760691.4
2594 Chiefland Lane, Jacksonville, FL 32254Listed by AXEN REALTY LLCAug 2026$311,997$1734/31,800771.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$89,400
Price / Sq Ft$48
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,878
Acres0.91 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address1421 Lane Circle E, Jacksonville, FL 32254
Area074-Paxon
SubdivisionCommissioners Plat
CityJacksonville
CountyDuval
StateFL
Zip Code32254
Lot Size39,639.6 sq ft
Parcel Number0050090000

Amenities

UtilitiesElectricity Available
Water SourcePublic
ParkingAttached

Interior

AppliancesNone
HeatingNone
CoolingWall/Window Unit(s)
# of Stories1

Exterior

Lot DescriptionWooded
ConstructionBlock, Concrete

Additional Information

Date ListedAugust 30, 2026
Days on Market24
Tax Amount$3,768.3
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLATFLEE.COM INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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