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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Sold

Sold·Closed Sep 23, 2026·27 days on market·Recent sales in Jacksonville

12421 Woodcutter Road

Jacksonville, FL 32220

$459,000sold priceListed at $499,900 · 91.8% of asking$220/sqftMLS# 2157027
4
Beds
2
Baths
2,084
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XNo HOA1.53 acresSingle Family Residence1 storyNew construction

About this home

Jacksonville

Beautiful 4/2 home with an office space, and covered lanai, and side entry garage has just been completed on the westside. Home site on approx 1.5 acres! The open concept floor plan is always a plus, and the inclusion of white cabinets, granite countertops, and REVWOOD in living areas, and carpet in the bedrooms adds a modern and comfortable touch. The stainless-steel appliance package which includes a side-by-side fridge, self-cleaning glass top range, dishwasher, and OTR microwave are a great convenience for any homeowner. It's also reassuring that the home comes with a 1-year builder warranty and termite bond, providing peace of mind for the buyer. This property is well-equipped and designed for modern living. The combination of features and location makes it a compelling option for those looking for a new home.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,542
Property taxesest. at asking price, Duval County$749
Estimated total, before insurance$3,292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$459,000
$91,800
Loan Term
Monthly Payment
$2,542
Principal & Interest: $2,542
Property taxes (est.): $750
Insurance (est.): $306
Estimated Total Monthly
$3,598
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,384 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 28, 2026Closed$499,900
  • Aug 20, 2026Pending$499,900
  • Jul 30, 2026Price change$499,900−$20,000
  • Jul 24, 2026Listed$519,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $151/sq ft; this home is listed at $240/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12408 Trailblazer Drive, Jacksonville, FL 32220Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$215,000$864/32,48730.4
12411 Anarania Drive, Jacksonville, FL 32220Listed by HOME PLACE REALTYJul 2026$173,000$943/21,842180.5
166 Perry Creek Drive, Jacksonville, FL 32220Listed by CHAD AND SANDY REAL ESTATE GROUPAug 2026$320,000$1354/32,372681
145 Fort Milton Drive, Jacksonville, FL 32220Listed by MOMENTUM REALTYAug 2026$300,000$1513/21,985401
1086 Rigdon Road, Jacksonville, FL 32220Listed by FLATFLEE.COM INCAug 2026$765,000$2863/32,672731.1
11401 Old Plank Road, Jacksonville, FL 32220Listed by PIER RIDGE REALTY JACKSONVILLE, LLC.Jul 2026$600,000$2305/32,6041031.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,900
Price / Sq Ft$240
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,084
Acres1.53 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address12421 Woodcutter Road, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionJacksonville Farms
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size66,646.8 sq ft
Parcel Number0015001010

Amenities

UtilitiesSewer Not Available, Water Not Available
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Laminate
# of Stories1

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 25, 2026
Days on Market27
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: RPB REALTY,INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 23, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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