This home is in Tidewater, Jacksonville.

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Active

Active·Listed today·Tidewater

5071 Clapboard Creek Drive

Jacksonville, FL 32226

$1,550,000$399/sqftEst. $7,903/moMLS# 2156699

Beds

Baths

3,884

Sq Ft

2024

Built

Garage

Pool

About this home

Tidewater

Experience elevated waterfront living in this meticulously crafted 3,884-square-foot custom residence, where timeless design meets modern luxury. Soaring ceilings, expansive windows, wide-plank flooring, and an open-concept floor plan create bright, sophisticated living spaces. The chef's kitchen is beautifully appointed with custom cabinetry, premium appliances, designer finishes, and an oversized island, while every bathroom has been thoughtfully upgraded with luxurious custom details. The private owner's retreat offers serene water views, a spa-inspired bath, and an oversized walk-in closet. State-of-the-art smart home technology, a premium Klipsch whole-home audio system with indoor and outdoor speakers powered by six Sonos amplifiers, delivers exceptional sound throughout. Enjoy the covered lanai overlooking peaceful waters. Conveniently located near Clapboard Creek and Betz-Tiger Point boat ramps, Jacksonville International Airport, River City Marketplace, Amelia Island, downtown

Cost to own

Mortgage calculator

Home Price

$1,550,000

Down Payment: 20%

$310,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$7,903

Principal & Interest: $7,903

Property taxes (est.): $2,531

Insurance (est.): $1,033

Estimated Total Monthly

$11,467

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$7,903

Property taxesest. at asking price, Duval County$2,531

HOAbilled quarterly$83

Estimated total, before insurance$10,517/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,406/yr · $1,617/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $19,406/yr

Estimated taxes if purchased at asking price: ~$30,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Membrane, Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Listed$1,550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,550,000

Price / Sq Ft$399

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage3,884

Total Structure Area4,420 sq ft

Acres0.46 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontYes

Direction FacesNorthwest

School Information

ElementaryNew Berlin

MiddleOceanway

HighFirst Coast

Community Information

Address5071 Clapboard Creek Drive, Jacksonville, FL 32226

Area096-Ft George/Blount Island/Cedar Point

SubdivisionTidewater

CityJacksonville

CountyDuval

StateFL

Zip Code32226

Lot Size20,037.6 sq ft

Lot Dimensions109X 131

Parcel Number1599425435

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Dog Park, Fitness Center, Gated, Management - Off Site, Playground, Tennis Court(s), Trash

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyInsulation, Roof

ParkingElectric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewProtected Preserve, River, Water

Waterfront TypeRiver Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Double Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater

HeatingCentral, Zoned

CoolingCentral Air, Zoned

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

SecuritySecurity System Owned