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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Sep 17, 2026·25 days on market·Recent sales in Over 55 & Active Adult

4017 Chihuahua Court

Jacksonville, FL 32218

$305,000sold priceListed at $299,900 · 101.7% of asking$189/sqftMLS# 2156665
3
Beds
2
Baths
1,618
Sq Ft
2023
Built
2
Garage
No
Pool
FEMA Zone XHOA $9/mo4,792 sqft lotSingle Family Residence1 story

About this home

Jacksonville

**Accepting Back-Up Offers | Additional $5,000 towards closing costs for closings before 9/30/26** Why wait on new construction when you can buy a home that's complete? This beautifully upgraded 3bd/2ba offers the best of both worlds - modern construction with thoughtful custom finishes already in place. Inside, you'll find an open-concept layout featuring stainless steel appliances, custom built-ins with two electric fireplaces, and stylish details throughout. Step outside to your own backyard retreat with a paver patio, pergola, and a fully fenced yard that's perfect for relaxing or entertaining. With thousands of dollars in upgrades already completed, you can skip the extra projects and expenses that often come with a brand-new home. The Arbors amenities include a resort-style pool, fitness center, splash pad, playground with new amenities still to come all maintained and covered by the CDDs. Conveniently located minutes from River City Marketplace, JAX Airport, shopping, & dining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Property taxesest. at asking price, Duval County$498
HOAbilled quarterly$9
Estimated total, before insurance$2,197/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,963/yr · $580/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Property taxes (est.): $498
Insurance (est.): $203
Estimated Total Monthly
$2,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2024$235,883$185,883▲ $8,848
2023$50,000$50,000—

2025 property taxes (current owner): $6,963/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.

History

Price & status history

  • Oct 3, 2026Closed$299,900
  • Sep 4, 2026Pending$299,900
  • Aug 17, 2026Active Under Contract$299,900
  • Jul 23, 2026Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $185/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12517 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$349,900$1884/21,862110.2
12511 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$327,950$2044/21,609350.2
12455 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCSep 2026$350,000$1884/21,8621060.3
12463 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCAug 2026$331,500$2005/21,657940.3
4005 Sitka Pine Circle, Jacksonville, FL 32218Listed by D R HORTON REALTY INCAug 2026$350,000$1974/21,774480.3
12456 Russian Olive Road, Jacksonville, FL 32218Listed by D R HORTON REALTY INCJul 2026$339,900$1983/21,714640.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,900
Price / Sq Ft$185
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,618
Acres0.11 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4017 Chihuahua Court, Jacksonville, FL 32218
Area091-Garden City/Airport
SubdivisionArbors
CityJacksonville
CountyDuval
StateFL
Zip Code32218
Lot Size4,791.6 sq ft
Parcel Number0194491955

Amenities

AmenitiesPool, Children's Pool, Fitness Center, Playground
Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingHeat Pump
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces2
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCul-De-Sac
FencingFenced

Additional Information

Date ListedJuly 23, 2026
Days on Market25
HOA Fees$28.34 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,962.61
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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