This home is in Plantation Oaks, Ponte Vedra Beach — a pool home in Ponte Vedra Beach.
Active·168 days on market·Plantation Oaks
512 Honey Locust Lane
Ponte Vedra Beach, FL 32082
5 more homes for sale in Plantation Oaks →Search Plantation Oaks on the map
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About this home
Plantation Oaks
Welcome to this beautifully reimagined pool home in Plantation Oaks, offering over 4,500 square feet of light-filled living designed for comfort and entertainment. The first floor features the primary suite, office, and two guest suites, while upstairs includes two oversized bedrooms and a versatile bonus space. A 2023 kitchen renovation anchors the home with quartz countertops, solid wood cabinetry, stainless steel appliances - including a double oven with air fryer and microwave drawer - and a large island, all opening to a gracious two-story family room. Step outside to screened lanai with a resort-style pool and spa overlooking a private preserve. The home blends elegance and warmth with inviting curb appeal framed by the mature oak trees that define Plantation Oaks. This well-loved community is ideally located near top-rated Ponte Vedra Beach schools, dining, golf, shopping and offers a sidewalk to the beach, approximately 2 miles away. Residents enjoy pickleball, tennis and pool.
Next steps in Plantation Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2002)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,587 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park11 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve13 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 1 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 1 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park11 min drive · Baseball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,293,691 | $758,325 | — |
| 2024 | $1,163,479 | $736,246 | — |
| 2023 | $1,186,808 | $713,346 | — |
| 2022 | $1,015,782 | $691,113 | — |
| 2021 | $779,700 | $669,527 | — |
| 2020 | $767,373 | $659,593 | — |
2025 property taxes (current owner): $10,709/yr
Estimated taxes if purchased at asking price: ~$25,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$1,600,000−$99,000
- May 1, 2026Listed$1,699,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $313/sq ft; this home is listed at $347/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 264 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by GAILEY ENTERPRISES LLC | Aug 2026 | $1,500,000 | $313 | 5/6 | 4,799 | 21 | 0.2 |
| 347 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $1,350,000 | $287 | 6/5.5 | 4,707 | 3 | 0.3 |
| 380 Clearwater Drive, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,300,000 | $306 | 5/5 | 4,246 | 46 | 0.3 |
| 195 S Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $1,925,000 | $537 | 4/3.5 | 3,588 | 127 | 0.6 |
| 134 Muirfield Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA COASTAL REALTY, INC. | Aug 2026 | $2,600,000 | $553 | 5/4.5 | 4,702 | 174 | 0.6 |
| 317 S Mill View Way, Ponte Vedra Beach, FL 32082Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $1,000,000 | $300 | 5/3.5 | 3,333 | 50 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Plantation Oaks
Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Plantation Oaks homes for sale →Keep looking
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Under Contract315 Clearwater DrivePonte Vedra Beach, FL 32082
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$2,100,000Est. $11,177/moSet on one of the largest homesites in Plantation Oaks, this impressive 5,400-square-foot residence is located in the…
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines